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View Full Version : Old Utility bill and credit rating.


fitz19d
10-28-2013, 10:51
So I back in like may 2012 moved out from friend's parents rental. Now they call today because they sold it and show an outstanding bill w/ I think it was city of fort Collins. Before I call these people I've got to see if my bank records go that far back because I'd closed that stuff and turned over to friends name. But I was wondering shouldn't something so old be showing on my credit report if it was in my name? I had a report done in the last year and didn't list any outstanding debts like that. That and my mail was forwarded so in the first 3 - 6 months shouldn't I have received angry bill letters? Pretty sure it's a mistake, but do I have an easy off for it being that long ago? I may just say eff it and ditch the $44 to not deal with the headache.
newracer
10-28-2013, 10:55
You should have received notice. Might not have been reported to collections or gone on your credit. Your "friend" should be paying it.
TRnCO
10-28-2013, 11:10
it's my understanding that utilities bills, late or deliquint, don't affect credit rating/scores.
HoneyBadger
10-28-2013, 11:20
it's my understanding that utilities bills, late or deliquint, don't affect credit rating/scores.

NOT TRUE AT ALL.

Maybe it makes a difference if the utility company is privately vs publicly owned, but my credit score got dropped by 150 pts over $7.21 that I was delinquent on because I moved away and didn't provide a forwarding address. They still found me. [Bang]
brutal
10-28-2013, 12:09
Lots of municipalities are dredging up old, unpaid bills/fines/whatever in an effort to offset lost revenue due to past and current economics. It's quite possible an old unpaid bill got caught up in a recent audit.

Assuming they can provide proof of responsibility, and proof it won't hit your credit, I would probably just cough up the $44 to be assured it doesn't hurt you down the road. We all spend way more than that with a day at the range.
BushMasterBoy
10-28-2013, 13:06
After the banksters in collusion with the .gov ripped us off for trillions of $, somebody has got to pay! And it's us little guys...