The unspoken success of Obamacare

[davsel]

From: http://www.homelandsecurityus.com/archives/9970
The unspoken success of Obamacare


By Douglas J. Hagmann


11 November 2013: Despite what you are being told, the Affordable Health Care Act (ACA), commonly known as Obamacare, is already proving to be a resounding success. The problem, however, is that the majority of Americans don’t fully understand the objectives of this plan, or the roles of its architects and its defenders. Even the vast majority of conservative pundits in all venues don’t seem to ‘get it’ and consequently, are leading their readers and listeners astray by focusing on the wrong issues.


First, it is vital to understand that the ACA is not now, nor never was, about providing affordable health care. It is merely disguised as such. Rather, it is the vehicle that is being covertly used to conduct the most massive transfer of power to the Executive Branch of government that this nation has ever experienced. It is being done methodically and for a specific purpose. It is the vehicle that will ultimately disassemble and destroy significant parts of the United States Constitution and further enslave United States citizens.

And then there is this from: http://www.americanthinker.com/2013/11/obamacare_designed_for_failure.html

So, as I watched the failure of the rollout unfold on TV, I questioned whether or not the progressive agenda actually had the skill to pull this off. Maybe they were really inept, as government most times is, and there was no way to pull this off. But then it hit me like a Mack Truck. What if the rollout was going as planned, secretly behind closed doors it was planned to fail. You see, the insurance companies still must abide by the restrictive and burdensome regulations starting Jan. 1, 2014 no matter what happens with the government website. But the failure of the government web site only speeds the demise of the insurance companies.

And also the same theory from Ann Barnhardt in her latest interview.


http://www.youtube.com/watch?feature=player_embedded&v=fE51E5_dXNI




http://www.nationalreview.com/critical-condition/316153/obamacare-it-s-still-gateway-single-payer-health-care-sen-tom-coburn

http://www.weeklystandard.com/blogs/harry-reid-and-tom-coburn-agree-obamacare-was-designed-fail-pave-way-single-payer_745908.html

[losttrail]

Agreed. The ACA or "Obamacare" is working exactly as intended, authored and orchestrated. The goal is to destroy the private insurance system, cause the private insurance companies to go out of business, thus setting up the government as the ONLY source of "health care". This will effectively make every American "citizen" a controlled subject of government.

The government will then have every option available to completely control every aspect of life under penalty of denying health care and/or financially penalizing people.

Obama hates America, the Constitution and Bill of Rights. His actions and words tell us this.

[roberth]

:)

Working as designed.

[Great-Kazoo]

:)

Working as designed.

This is one of many articles the denver Apologist has ran. The one with udal asking for a 2 yr extension / keeping existing ins coverage is a fun read (the comments) too. The first 2 weeks of ACA roll out, debacle, not one PRO O / ACA person was seen or heard from. This week they're getting a little bolder. Unfortunately a vast majority of Americans "believe' the same shit. .
http://neighbors.denverpost.com/viewtopic.php?f=46&t=24509632&st=0&sk=t&sd=a&sid=1df00513cb1e6f083b002ad2aca1d50b

[generalmeow]

Never attribute to malice that which is adequately explained by stupidity.

Liberals are stupid. They are not evil geniuses.

[losttrail]

Never attribute to malice that which is adequately explained by stupidity.

Liberals are stupid. They are not evil geniuses.

Then Republicans must be drooling morons with the mental capacity of sea urchins since the Liberals seem to outsmart them at nearly every turn.

[DeusExMachina]

Personally, the dismantling of the insurance system would be great. Your entire life is insured, your car, your house, your health. You pay massive corporations significant money for what usually amounts to nothing, which they use to manipulate the economy and make more money.

[losttrail]

Personally, the dismantling of the insurance system would be great. Your entire life is insured, your car, your house, your health. You pay massive corporations significant money for what usually amounts to nothing, which they use to manipulate the economy and make more money.

Try having twin teen-age drivers. One got rear ended, $7,200 repairs to her car. Three of other incidents totaled around $5,800. Home warranty - $100 deductible each for replacing a $1,200 water heater and $5,000 furnace. Annual premium total of $900.

Maybe getting everyone off insurance and having to pay for things themselves would cause people to be more responsible. But probably only if we had a judicial system that would truly penalize and enforce restitution laws.

[DeusExMachina]

Home warranty isn't insurance, but that's unfortunate you have those kinds of expenses. However, do you really think getting rear ended costs $7200? Or maybe a dose of ibuprofen in the hospital costs $500?

We are required to carry insurance for nearly all aspects of our life, which means they get to raise costs at will because "someone else is paying for it".

[kidicarus13]

Most people realize insurance is a numbers game that makes insurance companies rich. Unfortunately most people can't afford to risk the one time the odds do not favor them.

[DeusExMachina]

Most people realize insurance is a numbers game that makes insurance companies rich. Unfortunately most people can't afford to risk the one time the odds do not favor them.

Well said.

I feel like insurance is a forced savings account for the lazy, which is most of us. If people put aside "rainy day" money more, and repair/health costs were in line where they should be, it wouldn't be a problem. But insurance companies bankroll off us.

[Ronin13]

Never attribute to malice that which is adequately explained by stupidity.

Liberals are stupid. They are not evil geniuses.
Underestimating your enemy.... ask the Polish how that worked out. "Oh Hitler would never invade our country." [Roll1]

Personally, the dismantling of the insurance system would be great. Your entire life is insured, your car, your house, your health. You pay massive corporations significant money for what usually amounts to nothing, which they use to manipulate the economy and make more money.
Clearly you know very little about insurance- where it came from, how it evolved into the system we have now, or why it actually is quite a good thing. If no one had insurance, who would be liable for anything? Oh sorry, I smashed into you and paralyzed you for the rest of your life, you'll never work again, but you can't squeeze blood out of a turnip so good luck! See ya!

[DeusExMachina]

Underestimating your enemy.... ask the Polish how that worked out. "Oh Hitler would never invade our country." [Roll1]

Clearly you know very little about insurance- where it came from, how it evolved into the system we have now, or why it actually is quite a good thing. If no one had insurance, who would be liable for anything? Oh sorry, I smashed into you and paralyzed you for the rest of your life, you'll never work again, but you can't squeeze blood out of a turnip so good luck! See ya!

Spoken like a true insurance salesman!

I don't know, MAYBE THE JUSTICE SYSTEM? Holy crap you're ignorant. That's not even an insurance thing, that's civil/criminal court.

[Dave_L]

I'll just toss this idea out in regards to P&C insurance. If you took away the insurance system, what would you propose to replace it? Require people to have $50,000 in the bank (current minimum liability requirements) before we issue them a license? Link it to their bank account so if it ever goes under that balance, their license gets suspended? Or just don't require anything and let everyone fend for themselves?

[ZERO THEORY]

Spoken like a true insurance salesman!

I don't know, MAYBE THE JUSTICE SYSTEM? Holy crap you're ignorant. That's not even an insurance thing, that's civil/criminal court.

So you're suggesting we instead rely on the state to dole out restitution every single time there's a fender bender? I'm sure that won't muck the system up on every level. And I'm sure that no one in gov't won't abuse that executive power.

Maybe, maybe eliminating the insurance incentive drops healthcare costs across the board, by way of simple capitalist economics. But that's wishful thinking considering the amount of capital to be gained in healthcare. I don't think the 1% are going to be quick to surrender their profit margin out of good will and economic theory. More likely, that $4,000 a year you spend on 'useless' insurance gets dwarfed by the $18,000 surgery to repair a Jones fracture if you're an athlete (like I did last year). Or that $1200 a year you spend insuring your truck is made petty by the $1900 it costs to repair a late-model truck that's been rear-ended at a full stop by a guy going 30 (like I dealt with last month).

[DeusExMachina]

So you're suggesting we instead rely on the state to dole out restitution every single time there's a fender bender? I'm sure that won't muck the system up on every level. And I'm sure that no one in gov't won't abuse that executive power.

Maybe, maybe eliminating the insurance incentive drops healthcare costs across the board, by way of simple capitalist economics. But that's wishful thinking considering the amount of capital to be gained in healthcare. I don't think the 1% are going to be quick to surrender their profit margin out of good will and economic theory. More likely, that $4,000 a year you spend on 'useless' insurance gets dwarfed by the $18,000 surgery to repair a Jones fracture if you're an athlete (like I did last year). Or that $1200 a year you spend insuring your truck is made petty by the $1900 it costs to repair a late-model truck that's been rear-ended at a full stop by a guy going 30 (like I dealt with last month).

So instead it's abused anyway, mandated and used as another power grab by the executive branch.

Please stop the "insurance saved my life" stories, we've all had them. I'm just saying there's a better way than being mandated to give money to a corporation that uses our money to make more money and raise costs, to make more money.

By the way, $18,000 surgery is only 4.5 years of insurance by your math. You've probably paid way more in than you take out, and even so, they've made even more money off you. Same with your fender bender. And they did it all because the government required you buy their product. Now you'll have to buy more product...

[ZERO THEORY]

So instead it's abused anyway, mandated and used as another power grab by the executive branch.

Please stop the "insurance saved my life" stories, we've all had them. I'm just saying there's a better way than being mandated to give money to a corporation that uses our money to make more money and raise costs, to make more money.

I'm not in any way, shape, or form, supporting the system as it stands now. But gov't interference is what put them in a position to bend us over the barrel. I'm hesitant to tell Washington to dismantle the system they facilitated and build one that gives them ALL of the power in its place.

[Great-Kazoo]

UM UM UM UM It's not that its Not Correct [Bang] There is some dum ovarian double speak
http://www.nbcnews.com/id/3032608/vp/53580565#53580559

[bennice]

Well said.

I feel like insurance is a forced savings account for the lazy, which is most of us. If people put aside "rainy day" money more, and repair/health costs were in line where they should be, it wouldn't be a problem. But insurance companies bankroll off us.

Once upon a time I might have agreed with this. However, I had a health incident that has changed my mind about it.

What kind of rainy day savings might you need? My single incident, being the only time I've been admitted to a hospital in my life (I was 38 years old at the time), would have cost in excess of $100K out of my pocket. It could have been even higher than that had I stayed in the hospital for as long as they wanted me to. That's quite a bit of cash to put away just in case, and who would think that they would ever need that much for a single member of the household? What if someone else in the family needed care?

Part of the problem is that the costs are simply out of control. The fact that a family could be bankrupted by something like this is a big problem.

The other part of the equation that not only the rich profit from the insurance establishment. If you've got a 401K or other investment account, chances are that some insurance companies are part of your portfolio.

[Irving]

The issue with health costs is that they are not itemized.

[Singlestack]

Back on topic....there is Beeho's latest proclamation about the success of Beehocare. If you don't have the actual numbers, just make 'em up:
http://www.dailymail.co.uk/news/article-2509715/Obama-flubs-health-care-conference-community-organizers-More-100-million-Americans-successfully-enrolled.html#ixzz2l69D43zZ

Obama flubs during health care conference call with community organizers, claims 'more than 100 MILLION Americans' have enrolledBy DAVID MARTOSKO, U.S. POLITICAL EDITOR (http://www.dailymail.co.uk/home/search.html?s=&authornamef=David+Martosko,+U.s.+Political+Editor)
PUBLISHED: 21:44 EST, 18 November 2013 | UPDATED: 23:14 EST, 18 November 2

[losttrail]

Home warranty isn't insurance, but that's unfortunate you have those kinds of expenses. However, do you really think getting rear ended costs $7200? Or maybe a dose of ibuprofen in the hospital costs $500?

We are required to carry insurance for nearly all aspects of our life, which means they get to raise costs at will because "someone else is paying for it".

I know that rear end of my daughters car, Toyota Rav4, was messed up. Required new left rear quarter panel, bumper, rear tailgate, spare tire cover, spare tire, bunch of miscellaneous undercarriage and internal parts. Jeep wrangler that hit my daughter probably had about $50 damage. About 20 minutes of bending sheet metal and couple dabs of touch up paint. Neither my daughter nor the girl that hit her required hospitalization. Speed at impact was around 35mph. The bill at the body shop was just over $7,200 but thankfully we did not have to pay since the girl that hit my daughter was insured.

Home owners warranty is a type of insurance. Pay a monthly fee (just like insurance) and if you file a claim (just like insurance), you pay the deductible (just like insurance) and the company pays the remainder (just like insurance). Just like insurance, it is a numbers game; betting that more clients will NOT file claims than will.

[Joe_K]

The Affordable Boat Act

The U.S. government has just passed a new law called: "The affordable boat act" declaring that every citizen MUST purchase a new boat,by April 2014.

These "affordable" boats will cost an average of 54,000-$155,000 each. This does not include taxes, trailers, towing fees, licensing and registration fees, fuel, docking and storage fees, maintenance or repair costs.

This law has been passed, because until now, typically only wealthy and financially responsible people have been able to purchase boats. This new laws ensures that every American can now have an "affordable" boat of their own, because everyone is "entitled" to a new boat. If you purchase your boat before the end of the year, you will receive 4 "free" life jackets; not including monthly usage fees.

In order to make sure everyone purchases an affordable boat, the costs of owning a boat will increase on average 250-400% per year. This way,wealthy people will pay more for something that other people don't want or can't afford to maintain. But to be fair, people who can't afford to maintain their boat will be regularly fined and children (under the age of 26) can use their parents boats to party on until they turn 27; then must purchase their
own boat.

If you already have a boat, you can keep yours (just kidding; no you can't).

If you don't want or don't need a boat, you are required to buy one anyhow.

If you refuse to buy one or can't afford one, you will be regularly fined $800 until you purchase one or face imprisonment.

Failure to use the boat will also result in fines. People living in the desert; inner cities or areas with no access to lakes are not exempt. Age, motion sickness, experience, knowledge nor lack of desire are acceptable excuses for not using your boat.

A government review board (that doesn't know the difference between the port, starboard or stern of a boat) will decide everything, including; when,where, how often and for what purposes you can use your boat along with how many people can ride your boat and determine if one is too old or healthy enough to be able to use their boat. They will also decide if your boat has out lived its usefulness or if you must purchase specific accessories,or a newer and more expensive boat.

Those that can afford yachts will be required to do so...it’s only fair.

Government officials are exempt from this new law. If they want a boat, they and their families can obtain boats free, at the expense of tax payers.
Unions, bankers and mega companies with large political affiliations ($$$) are also exempt.

Yea...it's that stupid...


Sent from my PRC 117A in my Batmobile disguised as a sedan.

[Aloha_Shooter]

All of you "insurance is evil" guys are welcome to go through life uninsured. I just want to know, which of your friends and family are willing to put up bonds so we know where to go in the event you fall asleep at the wheel and permanently cripple 2 or 3 people? You promise not to demand Obamahomes when that twister comes through and levels your house, right? The insurance system has grown up to enable you, me, and everyone else to use the Law of Averages to spread the pain from severe trauma for a handful of people to a mild annoyance for nearly everyone.

Returning to the original topic, yep, this is a system that was designed to fail. I wish people understood that more.