Crack in windshield needs repaired

[sniper7]

Anybody do this?
im quite annoyed, brand new truck, just hit 1000 miles today and caught a rock from a good 100 yards back that gave me about a 4-5" crack from the very top at about where the passenger looks out.

ive read it can be done on cracks up to 12 inches and I don't believe my insurance covers windshields

[Irving]

Probably under your deductible; which is good.

[jmg8550]

I work for a major auto glass company, and we are only allowed to fix cracks up to 6 inches long. It should be covered by your insurance, and it won't count against you.

[sniper7]

Geico is my carrier if that makes a difference. Do I need to get onto my account and file a claim or do I just go to one of those glass crack fix it tents and see what they say?

[hghclsswhitetrsh]

Geico really? Get a real insurance carrier and cover it under glass.

[sniper7]

The lizard speaks to me, plus it was the best price for the coverage I wanted

[Irving]

Make sure you have glass coverage. A lot of companies will cover it under glass, but if you don't have the specific wording in your policy, it goes under comprehensive and is subject to your deductible.
If you have 5 other claims this year, it might not be accurate to say it won't go against you. Otherwise, you are likely okay.

[sniper7]

Okay I'll look it up tomorrow and see what I can find out

[hurley842002]

Geico really? Get a real insurance carrier and cover it under glass.

So what exactly is "real" insurance?

[brutal]

If I file a glass claim with Progressive, will they check my DR?

I just redid all my policies two months ago and an insider told me the 4pt ticket I just got won't be seen until they either check again in around 2.5 years, or I file a claim. I'd assumed that would be for collision?

[Irving]

Probably won't check your MVR for a windshield claim, but I was never an underwriter, and never worked for Progressive. Probably not though.

[hghclsswhitetrsh]

So what exactly is "real" insurance?

1800general

[sniper7]

Called geico and they said they cover glass repair for free so hopefully tomorrow safelite can get me squared away.

[sniper7]

Safelite guy was real nice and did a good job sealing it up. Can hardly see it from most angles. Hope it works/lasts