View Full Version : Roofing repair / replacement estimate question. Who locally do you trust.
USMC88-93
06-07-2016, 12:12
I have insurance through USAA for homeowners insurance. I called them just to find out a general list of approved roofer contacts in the Denver Metro and she was unable to provide them..... She said I would have to submit a claim for her to be able to access that info. I call bullshit but that is another story.
Submitting a claim just for the purpose of having someone evaluate my roof does not seem to be in my best interest. So can anyone here recommend a local company or two to have my roof looked at to see if it would in fact be worthy of submitting a claim on my homeowners...
Is it easy for them to determine the age of a roof? Presumably I will need new deck sheeting to bring it to current code as well. Anyway I just need to get an honest evaluation done. I do not necessarily think I "need" a new roof right now but knowing how close that high dollar repair might be useful.
I'll look at it if you want. I can't give you any quotes though.
USMC88-93
06-07-2016, 12:22
I'll look at it if you want. I can't give you any quotes though.
That begs the question are you a"roofing guy" or a knowledgeable sort with enough information to be dangerous. I can set something up with you but have no need of a timetable as I said it is an evaluation of need rather than an actual need of immediate repair.
sandman76
06-07-2016, 12:32
B&M and Academy are both good reputable companies that have been in business around here for a long time. Also check BBB website for others.
ETA. There may be a charge for that service.
Endeavor Exteriors.. best experience I've ever had with roofers.. I've dealt with many companies through commercial and residential. Came recommended from our insurance agent for the office. They were on time (minus snow delays during the project). Dealt with the insurance company without issue, kept me very updated, and worked with me through my fucked up schedule for meetings and anything I wanted done.
I can post the guys name later as I have the card at home.. but http://theendeavorteam.com/ that is their website.
It wasn't a bunch of illegals or contracted people who did it either.. They found a few soft spots in the roof (I suspected there was a leak in the area, which is what led me to finding a roofer, after finding a puddle on top of my dryer after a heavy rain). They replaced the entire 'area' with new material, pulled out the insulation in the area, sprayed it with mold kill stuff, replaced all insulation with new, and it didn't cost me a thing. They called me to tell me what they found, called the insurance agent, and got it all handled. They also handled everything with the insurance company for adjusting the quote since something else was required by englewood. They even were very patient with payment as it took FOREVER to get my mortgage company to do the checks and such.. since it was a 'managed' payout because heaven forbid I manage my own $$$. Stupid assholes and fraud causing annoyances for us who aren't crooks.
I honestly couldn't find one thing to bitch about... I mean I did find a few pieces of old shingles and a few nails.. literally like a few scraps. If my roof hadn't changed color you'd have barely known they were there.
The one problem I did have during the whole thing.. whatever company dropped the shingles, watched me leave for work as they were doing it, and then tried to gain access to the house. They were not endeavor employees... Endeavor handled that phone call well.. actually getting the owner of the other company on the phone with me. Maybe my worthless guard dog wasn't so worthless, because all they did was bend a screen.
hghclsswhitetrsh
06-07-2016, 12:33
Pm sent
Aloha_Shooter
06-07-2016, 12:42
I had mine done by Total Roofing. Quick convenient estimate was spot on, work was impeccable. They dropped the shingles off the day before they did the work, unlike whoever did my neighbor's roof (they dropped shingles off on his roof and let them sit there for over a month before doing the work). Whole thing was easy-peasy, they even talked directly to the USAA adjustor while he was on my roof so they could discuss what he was seeing.
Snowman78
06-07-2016, 13:38
Irving use to be a property adjuster with a insurance company, now he has a job were he assists insurance adjuster. He knows what to look for when inspecting a roof.
colorider
06-07-2016, 13:59
We had a fantastic experience w advanced exteriors 2 yrs ago.
I've strayed a couple times but have always gone back to Academy, on my clients properties. They say what they'll do and do what they say and most importantly when they say when they'll be there to do it that's when they'll do it.
That begs the question are you a"roofing guy" or a knowledgeable sort with enough information to be dangerous. I can set something up with you but have no need of a timetable as I said it is an evaluation of need rather than an actual need of immediate repair.
As Snowman said, I used to be a property adjuster, and now I make my living exclusivity doing roof inspections. I work as a third party contractor, hired by insurance companies, to evaluate the roof for damage, and further to determine if any present damage was caused by hail, wind, lightning, raccoon, or any other covered cause of loss, or if the damage is a result of wear and tear, aging, mechanical damage, manufacture defect, improper installation, etc.
I am paid to inspect the roof and document my findings, it makes no difference to me of the roof is damaged or not.
I've worked claims for USAA, usually as a direct inspection, which just means that no adjuster is present.
I can come to your horse and walk you through an inspection. I prefer to have you up on the roof as well, just so you can see everything I see; that of course depends on if the roof is walkable and your comfort level with being on the roof. Of course I can't charge you for the inspection.
I'd like to add that no one but USAA can tell you how USAA would handle a claim. Also, no insurance company will send a contractor to you without first confirming the presence of covered damage, as that can be misconstrued as a confirmation of coverage.
USMC88-93
06-07-2016, 16:22
I'd like to add that no one but USAA can tell you how USAA would handle a claim. Also, no insurance company will send a contractor to you without first confirming the presence of covered damage, as that can be misconstrued as a confirmation of coverage.
I understand that completely, but just like auto repair places can be preferred repair centers for specific companies I had presumed that USAA could at minimum provide me with a preferred list of vendors they use on their claims without actually submitting a claim so that I could contact a few of those on my dime for an evaluation. I am not looking to have that evaluation done on USAA's dime.
Their online tool to have someone visit you from a variety of trades only allows you to enter your contact info and "someone will contact you" to schedule a visit. So even their online tool that they directed me to is worthless for that purpose of shopping around. I will set something up with you when I have the opportunity to do so.
If I were to cold call roofers with the "Do you work with USAA" line I am sure most would say yes.
I had presumed that USAA could at minimum provide me with a preferred list of vendors they use on their claims without actually submitting a claim so that I could contact a few of those on my dime for an evaluation.
This is where your agent should help out. Once you call claims, they're logging it all and probably creating a claim number. You should be able to talk to your agent and discuss all the options without recourse until you know for sure you want to file it.
This is where your agent should help out. Once you call claims, they're logging it all and probably creating a claim number. You should be able to talk to your agent and discuss all the options without recourse until you know for sure you want to file it.
Correct. The stance of the claims department is that they only address claims, so if something isn't filed, they'll tell you to file a claim. The lack of recommendations you ran into seems pretty standard for the industry. I can explain more but don't want to clutter up your thread. Just let me know when you're available and I'll see what I can do to work you into my schedule.
Fentonite
06-07-2016, 18:53
I'd like to add that no one but USAA can tell you how USAA would handle a claim...
Good point. I asked USAA to evaluate some hail damage on my roof. They sent out a third-party inspector, who said there was zero hail damage, and only wear and tear. This was just plain silly, so I then asked USAA for a re-inspection, and requested specifically that they send out an actual USAA staff adjuster (USAA employee, not third party). It took the USAA adjuster about three minutes to find more than enough hail damage to justify total roof replacement (yet to be done). He was way more thorough.
No disrespect toward Irving at all - I know there are good and bad apples in every profession, and I suspect that Irving is one of the good ones. The third-party inspector that came to my house, however, almost seemed intent on getting my claim denied, and if I would've stopped there, it would've been. Kinda like medicine - nothing wrong with getting a second opinion.
I don't know about other insurance compaines, but USAA has always seemed pretty motivated to take care of their customers. If you end up filing a claim and the initial inspection doesn't seem right, you are well within your rights to ask for a re-inspection with a staff adjuster. FWIW.
^^^^This is all correct, especially the last paragraph.
Great-Kazoo
06-07-2016, 19:19
This is where your agent should help out. Once you call claims, they're logging it all and probably creating a claim number. You should be able to talk to your agent and discuss all the options without recourse until you know for sure you want to file it.
Agree.
For any Ins Claim, i'm on the phone to my agent. Why? one reason, they would tell me if X was going to be something it was worth filing a claim for. Cost of average repairs - deductible etc.
As for Irv , i'd have no problem with him doing a once over, he knows what to look for & at. Does that get me a +1 in feed back?
buffalobo
06-07-2016, 19:28
As Snowman said, I used to be a property adjuster, and now I make my living exclusivity doing roof inspections. I work as a third party contractor, hired by insurance companies, to evaluate the roof for damage, and further to determine if any present damage was caused by hail, wind, lightning, raccoon, or any other covered cause of loss, or if the damage is a result of wear and tear, aging, mechanical damage, manufacture defect, improper installation, etc.
I am paid to inspect the roof and document my findings, it makes no difference to me of the roof is damaged or not.
I've worked claims for USAA, usually as a direct inspection, which just means that no adjuster is present.
I can come to your horse and walk you through an inspection. I prefer to have you up on the roof as well, just so you can see everything I see; that of course depends on if the roof is walkable and your comfort level with being on the roof. Of course I can't charge you for the inspection.
Make sure to inspect that horses teeth too.
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USMC88-93
06-07-2016, 19:29
So I should have absolutely no issue with "creating" a claim to have someone look as a representative of my insurance? Wont this ding my insurance rates or is it just the filing of the claim at the end and not the initial request of the process that the insurance uses to jack future rates and insurability up?
Great-Kazoo
06-07-2016, 19:31
So I should have absolutely no issue with "creating" a claim to have someone look as a representative of my insurance? Wont this ding my insurance rates or is it just the filing of the claim at the end of the process that the insurance uses to jack future rates and insurability up?
Depends on your ins policy. Which is why i as others said, to contact your agent. They have all that info pertaining to your specific policy.
No, your feelings are correct, you don't want to file a claim just to check. I'll expand in a minute when I'm home.
USMC88-93
06-07-2016, 19:35
Depends on your ins policy. Which is why i as others said, to contact your agent. They have all that info pertaining to your specific policy.
I felt she was reading from a script for canned answers and could/would not deviate from that script unless my questions were to steer here there. I'll have to call back and see if another individual is more forthcoming with advice and options rather than I really cant help you unless you are filing a claim.
Irving for the record I understand that specific policy info can varry wildly from policy to policy even with the same insurance company. And that is the ultimate determining factor but for purposes of the conversation here. My insurance company is USAA if it is relevant for any advice you are ultimately able to give.
Integrous Roofing (http://integrousinc.com/) - ask for Keith Jacob. They replaced my roof last year (from wood shake to concrete tile, but he will also quote composite and metal), and it was the best experience I've ever had with a contractor...and I've used a lot of contractors! They were also one of the top rated on Angie's List (where I found him). They do great work because they want to stay in good standing on Angie's List.
Integrous Roofing (http://integrousinc.com/) - ask for Keith Jacob. They replaced my roof last year (from wood shake to concrete tile, but he will also quote composite and metal), and it was the best experience I've ever had with a contractor...and I've used a lot of contractors! They were also one of the top rated on Angie's List (where I found him). They do great work because they want to stay in good standing on Angie's List.
Keith is a super nice guy!
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Keith is a super nice guy!
Sent from my Galaxy S7
Completely agree - courteous, knowledgeable, punctual...high touch throughout the process. He gave me all the options, pros/cons of each roofing material, steered me clear of the more expensive metal option.
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Need to get our roof evaluated after that epic Highlands Ranch hailstorm we had on Monday afternoon. Hailed like crazy for about 30 minutes straight and some of that was golf ball-sized. Was hitting the windows so hard that our alarm's glass break detectors were going off. Academy had replaced our roof in 2013 due to other storm damage and we paid a little more to get the storm impact resistant shingles. Hopefully they did their job . . . but that storm was brutal.
OMG...I have neighbors that have roofing company signs in their yards from God-knows-whom. I think they're getting taken by all of the 'inspectors' canvassing the neighborhoods. Sheesh. At least talk to your insurance agent and find out who they recommend.
There's a biplane flying over HR right now towing a banner for "Quality Construction". "Got hail damage?" Redonkulous.
We had our roof replaced a couple of years ago with impact resistant shingles. I'm hoping they did their job. Our agent gave us the name of a reputable contractor and he came out and inspected the roof. Replacement was needed on the southern exposure, but not the northern. The rubber boots that covered the roof penetrations had degraded so badly that the contractor took photos and went back to the agent and made the successful argument that the roof needed to be replaced to resolve all of our issues. In the process they added vents and flashing to bring us up to current code.
I've already got appointments for Highlands Ranch coming in. I suspect I'll be there every day for the next few days/weeks.
I've already got appointments for Highlands Ranch coming in. I suspect I'll be there every day for the next few days/weeks.
Can you please let us know what you see?
I had a class four Malarkey put on last year to replace a class four Owens Corning that lasted two years. Yeah, I've about had it. But I'm curious to know what you see. I'm at Quebec & C470 area.
I don't see any strikes from my second story overlook but there's a lot of media on the sidewalk/driveway.
This sucks.
That's why I sucked it up and went with concrete tile...had it with the Colorado hail. But it's definitely pricier (although less than metal which is durable but WILL show dents from the hail)
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Sure. I've got three there tomorrow, I'll be able to check what I found and where.
OMG...I have neighbors that have roofing company signs in their yards from God-knows-whom. I think they're getting taken by all of the 'inspectors' canvassing the neighborhoods. Sheesh. At least talk to your insurance agent and find out who they recommend.
There's a biplane flying over HR right now towing a banner for "Quality Construction". "Got hail damage?" Redonkulous.
We had our roof replaced a couple of years ago with impact resistant shingles. I'm hoping they did their job. Our agent gave us the name of a reputable contractor and he came out and inspected the roof. Replacement was needed on the southern exposure, but not the northern. The rubber boots that covered the roof penetrations had degraded so badly that the contractor took photos and went back to the agent and made the successful argument that the roof needed to be replaced to resolve all of our issues. In the process they added vents and flashing to bring us up to current code.
There are people and trucks swarming our neighborhood . . . and my phone has been ringing off the hook with roofing company calls. Didn't take them long to zero in. Lady next door already has a sign in her yard from some company. And there are at least 4 other houses with signs that I saw today.
.455_Hunter
06-08-2016, 21:50
I strongly recommend JK roofing in Wheatridge. They did the roof for Faith Bible Chapel, which caused us to hire them for our hail damaged Arvada home. We also used them to replace the 50 year old roof when we moved to Boulder County.
Went out on the roof for a bit today . . . didn't get all around or up high. But I definitely have some damage to the shingles in places. Seems the worst is on the ridges, but also have some bruising on the main parts down low. I don't know what that might mean for roof replacement . . . I suspect that's not "good". Wonder how the neighbors with the non-impact-resistant shingles fared? Will have to ask.
http://i.imgur.com/ixYCzhj.jpg
http://i.imgur.com/Asv3gvW.jpg
That's what I'm seeing in Highlands Ranch today as well.
That's what I'm seeing in Highlands Ranch today as well.
What's the general thought on damage like that? Requires replacement, generally, or is that just cosmetic? I have someone from Academy coming out on the 20th to take a look.
Ramsker, how old are your IR shingles? I had IR shingles put on less than 2 years ago, but seeing those pictures, makes me wonder how my roof fared.
Ramsker, how old are your IR shingles? I had IR shingles put on less than 2 years ago, but seeing those pictures, makes me wonder how my roof fared.
April 2013 was the install on ours, so right around 3 years.
Highlands Ranch is thrashed. Expect trucks with ladders and insurance vehicles to be on every street, every day, for the next few weeks.
Highlands Ranch is thrashed. Expect trucks with ladders and insurance vehicles to be on every street, every day, for the next few weeks.
What I feared. Thanks for the report!
I think I'll get an inspection and see what they say. We seem to be getting thrashed every two/three years. It's getting old.
I took a few photos of damage, but they aren't showing up in my Google photos yet. I guess I'll post them later.
I inspected two houses in the neighborhood between S Broadway and W Highlands Ranch Pkwy and Wildcat Reserve and Lucent Blvd. Those houses got pretty torn up with the entire roof being bought and plenty of collateral damage to windows, siding, etc.
I inspected a third home SouthWest of McArthur Ranch Rd and Monarch Blvd and while there was fresh damage, it wasn't enough to justify replacing the roof. The South slope was considered totaled, just a repair on the East and West slopes, and zero impacts on the North slope.
I've got a few more there tomorrow as well.
Aloha_Shooter
06-09-2016, 21:02
Man, I love USAA. With the various storms and snowfalls, I only just got a couple painting estimates to cover last summer's damage and realized I was running out of time so I asked for an extension -- got a letter of extension within 2 hours.
How is everyone in Highlands Ranch holding up? The storm damage was in a relatively small area as far as the metro area is concerned, but a lot of hinges in the 80126 and 80129 area codes were damaged.
How is everyone in Highlands Ranch holding up? The storm damage was in a relatively small area as far as the metro area is concerned, but a lot of hinges in the 80126 and 80129 area codes were damaged.
80126 here (just west of the mansion) . . . since the time I posted the pics, I've had 2 State Farm recommended roofers come out and both said the roof needs to be replaced. So it looks like I'll be filing a claim 3 years after having it replaced due to storm damage. Haven't gotten any estimates yet. The last guy said that mine was the worst damage he had seen among the houses who had impact-resistant shingles. But he said the Owens Corning ones I have weren't faring as well as a couple other brands--so will probably looks to one of those this time around. He said that the non-impact-resistant shingles around me were completely thrashed, though.
scratchy
06-25-2016, 23:25
I used A&H roofing. I have a mansard roof which means flat. They used a TPO membrane and I have been delighted with their work so far. It's been 7 months since they finished, I am loving a white roof.
80126 here (just west of the mansion) . . . since the time I posted the pics, I've had 2 State Farm recommended roofers come out and both said the roof needs to be replaced. So it looks like I'll be filing a claim 3 years after having it replaced due to storm damage. Haven't gotten any estimates yet. The last guy said that mine was the worst damage he had seen among the houses who had impact-resistant shingles. But he said the Owens Corning ones I have weren't faring as well as a couple other brands--so will probably looks to one of those this time around. He said that the non-impact-resistant shingles around me were completely thrashed, though.
With the area you were in, and the photos you posted, it wouldn't have mattered what shingle you had, if that makes you feel any better. I was reading up on impact resistant roofs the other day and the particular page I was reading was saying impact resistant shingles were designed to fair better for up to marble sized hail, which generally wouldn't damage a roof anyway.
I used A&H roofing. I have a mansard roof which means flat. They used a TPO membrane and I have been delighted with their work so far. It's been 7 months since they finished, I am loving a white roof.
What do you have on the sloped portions of your roof? Architectural?
With the area you were in, and the photos you posted, it wouldn't have mattered what shingle you had, if that makes you feel any better. I was reading up on impact resistant roofs the other day and the particular page I was reading was saying impact resistant shingles were designed to fair better for up to marble sized hail, which generally wouldn't damage a roof anyway.
Yeah . . . we had golf ball size (or slightly larger) for an extended period of time . . . like 20 - 30 minutes. It was epic. I'm shocked none of the windows shattered.
My wife is bent out of shape about paying a little more for the impact-resistant shingles and not having them last. But I told her that my take on it was that most of the neighbors got completely wrecked and several are having leaks. Ours was "bad enough" to need replacement again, but we aren't having leaks and it could have been a lot worse. The guy from Academy said the Malarkey shingles were faring better than all the others that he had seen. So we'll see what they come back with. But I'll get it redone with an impact-resistant option again.
No reason not to get an impact resistant, considering most insurance companies provide a discount. Tell your wife that a 50-year presidential shingle that costs twice as much as your roof would still have been destroyed in your neighborhood.
I've been in the Backcountry area quite a bit and those are all nice tile roofs. Haven't really seen many hail damaged tiles in there, despite having more broken windows than other areas.
Fentonite
06-26-2016, 02:02
I just had a great experience with Green Gable Roofing. Travis, the owner, was on site at the beginning and several times through the job. His wife even stopped by to check in and make sure everything was going ok. His crew boss, Barry, was on top of everything and kept me updated with details and progress. His crew was hard-working, polite and conscientious, left the property better than they found it. They did a nice job, and fixed several unexpected findings without increasing the bid, because it was the right way to do it. If (when) hail hits me again, I'm calling them.
https://www.greengableroofing.com
No reason not to get an impact resistant, considering most insurance companies provide a discount. Tell your wife that a 50-year presidential shingle that costs twice as much as your roof would still have been destroyed in your neighborhood.
I've been in the Backcountry area quite a bit and those are all nice tile roofs. Haven't really seen many hail damaged tiles in there, despite having more broken windows than other areas.
Were doing some basements up in back country and it seems like they got hit hard. However i dobt see anything on roofs just busted out windows and messed up siding. We got it pretty good here too. I'm more off HR Parkway and lucent. No busted windows though
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The last guy said that mine was the worst damage he had seen among the houses who had impact-resistant shingles. But he said the Owens Corning ones I have weren't faring as well as a couple other brands--so will probably looks to one of those this time around. He said that the non-impact-resistant shingles around me were completely thrashed, though.
80129/Lucent & HR Pwky - I'm hoping my TAMKO Heritage IR shingles resisted the hail. Their marketing says they're designed to resist a 2" diameter steel ball dropped from 20 feet. We got the names of a couple of recommended adjusters and will be giving them a call soon.
None of the roof has been compromised, so we figured we would wait a bit to get out of prime hail season. No sense in replacing the roof just to get hit again a week later.
80129/Lucent & HR Pwky - I'm hoping my TAMKO Heritage IR shingles resisted the hail. Their marketing says they're designed to resist a 2" diameter steel ball dropped from 20 feet. We got the names of a couple of recommended adjusters and will be giving them a call soon.
None of the roof has been compromised, so we figured we would wait a bit to get out of prime hail season. No sense in replacing the roof just to get hit again a week later.
That's what both guys told me . . . roof is fine to wait til fall to replace. No point doing in right in the middle of "hail season".
80130 checking in.
I haven't been able to get the roofers to call/email me back on coming out. I don't see any large strikes some I'm wondering if I'm too far east to be worth their time.
When we had our roof replaced a couple of years ago, we got a second hail storm before the freshly installed roof had a chance to be inspected. This isn't our first rodeo. [Coffee]
scratchy
06-26-2016, 11:26
James Hardie hardishingle
What do you have on the sloped portions of your roof? Architectural?
That's interesting. Looks like a good choice.
scratchy
06-26-2016, 20:50
It wasn't cheap. The roof/siding job clocked in at about 52K. It has been a godsend on rain/hail/bugs/water intrusion. I'm glad I dropped the coin.
Just semi-relate commentary here.
Had a Progressive adjuster out today (earlier than planned) to look at my truck that was damaged in storm in Pueble on 6-13. $4,200 ! Roof took the worst of it.
He's been in town from home base on the east coast on his 20 day cycle in a catastrophe response team for the HR event.
USMC88-93
06-28-2016, 18:56
Hail tonight.....
How much do you need to get before it counts as a Hail event for insurance purposes. I might have a legit current claim as of tonight's storm.
http://img.photobucket.com/albums/v651/PhotoTWB/House/Hail%202016_zpshbmgceo0.jpg (http://smg.photobucket.com/user/PhotoTWB/media/House/Hail%202016_zpshbmgceo0.jpg.html)
You can turn in a claim for anything you want. I used to get claims for "heavy rain." A CAT (catastrophe) is declared once a certain threshold of claims is turned in (over 50-100?). That hail is probably too small, even though it looks like a lot. I'd say start thinking about it around quarter to ping pong ball and larger. My offer still stands to come look at your roof of course.
I heard we got up to 2" in Denver.
USMC88-93
06-28-2016, 19:15
My offer still stands to come look at your roof of course.
I'll likely wait til your "busy" season has calmed down a bit.
I'm free tomorrow after 2pm. Generally hail won't cause any leaks, so even if you do have some damage, it shouldn't be anything to lose sleep over. My parents office is very near to Gun Smoke and their roof is totaled from a few years ago when the tornado went down 44th Ave.
USMC88-93
06-28-2016, 19:56
I'm free tomorrow after 2pm
Messaged you.....
I am off work From July 3rd thru July 12th to shoot the Remember the Brave Match and have a little down time. So if we can work something out on July 5-6 or July 11-12
Had my roof checked out yesterday and the IR shingles did their job. There are a few minor dings, but not enough to warrant any replacement or repair.
Had my roof checked out yesterday and the IR shingles did their job. There are a few minor dings, but not enough to warrant any replacement or repair.
I always wonder if I'm on a member's house when I'm down in the Ranch recently. I was down there today, but not yesterday, so it wasn't me up on your roof. Spending all day in Cheyenne tomorrow. I guess they got hit as well on Thursday.
Yeah, some nasty damage up in Cheyenne. The roofer that came out and checked our house yesterday was telling us about some nasty damage in a portion of Castle Rock. Apparently the hail was about the size of ping pong balls, but was unusually hard and shredded the shingles.
The stuff in Castle Rock was indeed harder and more dense than most of what fell in Highlands Ranch. Galvanized gutters in Castle Rock had big dents every six inches in the worse cases. Up in Highlands Ranch, most galvanized or steel gutters came out unscathed. Colorado Springs got 2.5" hail that was no joke, but I haven't been up there yet. I've been taking occasional photos to kind of build a library of solid hail damage. Roofs like tile and wood shake take a lot to damage, and at the same time have a lot of other issues that people try to blame on hail, but is not related.
Just today I was on the edge of the storm in Highlands Ranch and both houses had impact resistant shingles. One house had clear damage one slope, but the others were mostly clean. The second house had no damage to the shingles at all. That was more because these houses were out of the main path of the storm than the shingles though.
Here is the back of an impact resistant shingle. It's basically ripstop for the matting.
https://lh3.googleusercontent.com/LjBNs9ofjtBg6XfnNIFnomM2Usf7L8TqT-vVQ0Cuw9dkO2Wyrw0uxXpKSaahzxOn3Hw8wlGhGNx7o5FtG3L8 2unT9H0uO7tBtdqD9fr_aXJ09jIK2hFP6aQLxN7tU51fsJee6D XvqlMwmIT6nGwna85ukkbisELdiGalgHaBL1mIu48RdvOmGfed TAghZBROWivhktWJu-xf8cjGh2sP8GacAgKp03PgSyl2zl9_QinPUQ28lryu_TPn3sX1 FerauCbjuKn7DEi1pM9C273hBZpUh9KG9ghLZVOLKnNpj88wRA wmaQaMO8FW0GIP2kz1EwL9yX7h6qcybCtfVC6oy9UwB4qGnAws 2V69-HrtXcYIOm9I5j_X0OYSOWp4vYoQWbBJucqkHWxH4TchlpOsjXv mnMf5cGGO3N6qPI-nCYoaU0JPx7ynCt8HCz8aSnuZCATlA-xtyUNeu7xe14XhmdtRbg6y96rjhBUlRqAK3kuOFUY9vUFw_kTV 1dAcg1A0Cr7GP8X05wr9ELKnbHRYuHn3tCdh8zoK6r5QAv_MVJ 7GzZr4fuAqxFlo_BI47YM3YaRUcqN9A4lLpXWjPNFSwt3eQk1s Fmbi=w1698-h955-no
Here is damage to the front of that same shingle. This damage is presenting differently than usual. You can see that the impact did not go through the matting (which is the point), but this is still considered damage.
https://lh3.googleusercontent.com/UVxjP2c_NzMA0anf-dLeYjR7Y_0yBSanuNKszyB6HZE_QEhNVNt3knXr93C8A7_-B04ogRM7kY0r5mOIPeh4uzopNjcVFWJsyxv9K5f7Fsg6eSAA-yHTGBBS6voj6vW4Ocg-HQxDAUxlLcWB5OpJRB6q0I_wM9ofMtBR3I7bv4T_Xbl5kjN_tI PRBgu3-5347ZqIAdMwJHO8bnhX9DtAXl4uZb0i2YPeGsrdeYBF8paJeCL PLPy5CEMGeqM81NmFogsTj3cVSh4o6KsrzgTzJO0vkgIG9qMfS DLJmnqx2XEaaLvIe-9SF5Fn56F1HaJYdwzF75XGZeA92dTfSQe6s6zjzOv5Qfdt2mCm TjzviOEJyQf6CX9pcU8Fwko6wj_c5gmUEArEL7iaBX5Diaw9zm vvIGxYIhYZnUCxpXqfKOWP0UeOPUBeNz9IP7Vzp9o-sEGkqBVAdiUg16Ii4beyCJCTIg4s5sIVhMr6SBIgfsnDPWwV2T 2kW7QcH8M0_emafTJw_4oJGaI7v40Jls07Fm5PxRsl6WtRhcUb 9wPVkmYoq0n48YvDJc477WLJaimai7ICSl8ydi1Wc3nZBNXFgT NY3xoLCSb4=w1698-h955-no
On any other roof, damage like above may not be considered hail (because hail doesn't do that to any other type of shingle).
Had my roof checked out yesterday and the IR shingles did their job. There are a few minor dings, but not enough to warrant any replacement or repair.
What shingles do you have?
We had the Owens Corning Duration and they didn't hold up--well, not enough to save the roof, anyway. They did not leak. When Academy came out, the guy recommended either Certainteed Northgate or Malarkey. Had another guy I talked to and he said the Certainteed fared better and that Malarkey shingles--while highly impact resistant--had issues with blistering.
TAMKO Heritage IR
http://youtu.be/h2sBlAEoeqg
4runner freak
08-05-2016, 11:36
66495
Has anyone ever used Exceptional Exteriors in Englewood? They cam through our neighborhood a month ago and looked at our roof(We had documented hail on 5/24). They were very professional and recorded a video(Totally focused toward us, not the adjuster) of the hail hits above the needed quantity for a claim, but they require you to sign a exclusivity contract with them, to start a claim(obviously, I would file the claim, I just want a knowledgeable person showing the adjuster how dumb they are).
They seem to have good reviews, I just don't like agreeing to something with no referrals. They also are trying to sell us on a bunch of upgrades and I'm worried that the base line replace will be sub-par.
I don't know what part of Thornton you live in, but that hail storm didn't produce anything big enough to do damage where I am at. Don't sign anything until you have a green light from your insurance company. If you sign a contract now, then the adjuster doesn't find damage, the roof company will hit you with cancelation and/or restocking fees, which is why they want you to sign now.
Snowman78
08-05-2016, 12:31
I have not had a single hail claim for anywhere in the city Thornton....
Any recommendations for COS?
All I have for now is a short list from State Farm.
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