Investments question

[trlcavscout]

I can't find the thread from a couple years ago where everyone was talking about investing. I am looking for options for investing some cash. I would like short term like 6-12 months. Any ideas?

[Firehaus]

Need to know around how much cash you're talking about. $500 or $50k is big difference on what to do.


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[trlcavscout]

Need to know around how much cash you're talking about. $500 or $50k is big difference on what to do.


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5-10k depending on options

[Firehaus]

And your debt free other than a house?


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[earplug]

Precious metals.

[trlcavscout]

And your debt free other than a house?


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Yes

[Madeinhb]

I'm kind of an ahole when investing. When hurricanes destroy cities, I invest in Lowes and Home Depot. I tend to invest based on what happens in world or country.

[Batteriesnare]

High liquidity and short timeline will not give very good yields. You could look at short term Govt bills or CDs, but if interest rates go up this will be a bad idea.

If you think the overall market is going to go up, I'd recommend a brokerage account at Schwab, and buy a mix of SCHD and SCHA. Both pay dividends, which will give some level of return, and if you broker with Schwab there is no transaction fees to buy/sell their ETFs. These ETFs also have very low management fees. You could also look at a S&P index fund, again based upon where you think the overall market is headed. Most mutual funds will also be a poor choice given the short horizon you have listed in my opinion.

With your short time line (and assumed desire for liquidity), I don't think pure stocks are wise, as there isn't significant enough time (in my opinion) to research and identify undervalued offerings if you're not in the market full time. There is also the risk of significant loss here if you're not reasonably diversified or are in highly volatile securities.

Physical precious metals would be a wise choice if you think the market will go down/economic turmoil is incoming. Try to buy from private sellers to minimize premiums. Generic, non government bullion in large quantities would be ideal for short term holdings.

Just my .02, I'm curious to see what others are thinking.

[brutal]

I hear Under Armour is a bargain right now.

[WETWRKS]

My father has done well with Apple stock....but I think you need more $ to buy in than you are looking to spend. Gold would be good. MGs as well.

[asmo]

High liquidity and short timeline will not give very good yields.

This.

If you are just looking for a place to stash 10k for 6 months open an investment account and Fidelity/Schwab/etc and put it into an index fund.

[beast556]

Gold American Eagle's.

[Irving]

Precious metals aren't really an investment.

[kidicarus13]

Precious metals aren't really an investment.
I'll disagree. Anything that has the potential to put money in your pocket can be considered an investment.

[Great-Kazoo]

Precious metals aren't really an investment.

As compared to?
IMO there is no solid investment one can make. Even the ([panic]) weed money is in limbo awaiting the new Atty General's move. Up Till the election guns were looking to be a very good investment, now they're $400 from brownells, shipped.


If i had the spare cash I would put it out there as short term loans.

[Irving]

I'll disagree. Anything that has the potential to put money in your pocket can be considered an investment.

Well sure, if you think you can time the market. Which is what everyone thinks they can do, and almost no one can.

[Irving]

If i had the spare cash I would put it out there as short term loans.

This was going to be my suggestion as well. 6-12 months isn't a lot of time to see returns large enough that you'll feel like it was worth the effort.

We should probably ask the OP what result he's looking for and see if it's possible.

[Great-Kazoo]

This was going to be my suggestion as well. 6-12 months isn't a lot of time to see returns large enough that you'll feel like it was worth the effort.

We should probably ask the OP what result he's looking for and see if it's possible.

If i had the time. I'd borrow it from him, loan it out in $500 increments. Pocket my share and return with a small profit to him.

[Irving]

This might be the thread that you were looking for travscout https://www.ar-15.co/threads/143439-Lending-Club-Anyone-Invest?highlight=Peer+peer+lending


You've been pretty fickle lately, so I'd recommend just holding onto the money do you don't accidentally lose your ass on a bad investment.

[Firehaus]

This was going to be my suggestion as well. 6-12 months isn't a lot of time to see returns large enough that you'll feel like it was worth the effort.

We should probably ask the OP what result he's looking for and see if it's possible.

I'd agree other than the higher risk part of it. Micro loan sites might be an option, just be aware of the risk involved. That amount is tough to grow in such a short time with a low risk.


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[Batteriesnare]

I guess it depends on your ability to take risk. Right now i'd be testing UA stock, it generally looks like it bottomed. But, YMMV and it could go down to 5. However, there is a reasonable chance of decent gains in the 6-12 month outlook as long as they stop putting foot into mouth. Currently $21 and slightly climbing, 1 year high $80, not much before that well over $100 with spikes around. They managed to piss off both conservatives and liberals so it should be good timing.

This is an interesting suggestion, as the "undervalued" metrics are not there - P/E in 40+ range even after their FIM, and projected EPS is dismal. But I agree that it may be a good time to buy the dip for a short term bet.

[Ramsker]

All I know is . . . my pre-election buy of Smith & Wesson (now AOBC) has sucked beyond comprehension. Hopefully they turn that around. What a dog that has become.

[Sawin]

JD.com, Alibaba, and Tencent are the Amazons of China. Chinese e-commerce is still a relatively young frontier compared to the US...

[Sawin]

You just missed a big opportunity with Editas Medicine... I will keep my position in it for at least a few more years though...it could be the Microsoft of the medical world...

[Ramsker]

It'll turn around in about six years assuming they are still in business. Lots of firearm companies going to be selling, liquidating, etc. especially in the AR market, even giants. But, after the next POTUS (4 years from now), then you'll see another panic buy situation and recovery on that shortly thereafter more like 2008; with fewer companies in play and less manufacturing capability. I'd weigh that in considerations of dumping the stock or not, I don't see firearms stock improving for the next few years. But in that time-frame, they can improve substantially.

Yeah . . . it's not going anywhere in the portfolio. I didn't put a ton into it and it was a risky bet . . . if Trump ended up winning. I'm just going to hang onto it long term and see where it goes.

[MrPrena]

You just missed a big opportunity with Editas Medicine... I will keep my position in it for at least a few more years though...it could be the Microsoft of the medical world...

Thanks for recommandation. I was in search of 5 or more microcap biotechs. Will look into it.