CCW insurance

[clodhopper]

Looking for some guidance.

Carry insurance isnt an inconsequential cost. I get that having to use the CCW can easily cost much much more. At this point, I am looking at a few different plans trying to decide what is the right path. I am looking at a jumble of apples and oranges.

Any suggestions for a carry insurance program? If you are simply going to tell me to buy the cadillac option cause more is better, feel free to not bother. I am looking for the "cost effective"/"bang for the buck" suggestions. No pun was intended, but is apt.

How much per month or year is reasonable, what specific coverage inclusions should I pay careful attention to, what bare minimum needs to be considered? I am hoping someone here has some ties into this industry. Most people I ask pretty much say, "well I went with this one, soooo, that must be good, but I never compared anything else and I never used it so dunno if it is any good", which doesnt really offer much info for a judgement.

If nothing else, can anyone give guidance on which providers should be avoided? To be honest, they could all be ponzi schemes that really have no support at all, I cant tell.

[Beer]

[asystejs]

Sounds like the companies that operate as a insurance company are encumbered by laws
around insurance and can deny coverage for a myriad of reasons.


https://www.youtube.com/watch?v=hXp5CUD5Irw

https://www.youtube.com/watch?v=sKwZLqv6TA8

[eddiememphis]

https://www.concealedcarry.com/self-defense-gun-owner-insurance-programs-compared/

Chart comparing coverages

[eddiememphis]

96576

[Great-Kazoo]

We've had ccwsafe for 8 yrs. Hopefully never need to find out how good, or bad the coverage is.

[funkymonkey1111]

Armed Citizens Legal Defense Network has been acquired by CCW Safe

[82ndShooter]

Been a lifetime member of USCCA for 14 years.

[3beansalad]

I just got an email from a fellow member of Frontier Sportsmans about Attorneys on Retainer.

[/url]https://attorneysonretainer.us/[/url]

Text from the email below:

Hey everyone,

I?m an AOR affiliate and wanted to invite you to check out what Attorneys on Retainer (AOR) has to offer. You can learn more directly on their site here: www.attorneysforfreedom.com.

If you decide AOR is a good fit for you, please consider signing up through my affiliate link:
[emoji117] Affiliate Link

Some of the key benefits of being an AOR member include:
24/7 emergency legal hotline if you?re involved in a self-defense incident
Nationwide coverage in all 50 states
No hourly fees or retainers beyond your membership ? attorneys are already on retainer
Criminal and civil defense representation for self-defense cases
Peace of mind knowing you have a legal team ready before you ever need them

This thread is meant to be a place for questions and discussion about AOR coverage. I can answer a lot of them, and if I don?t know the answer, I?ve got a direct line to AOR to make sure you get the right info.

Looking forward to chatting with you all and helping out where I can!

Attorneys on Retainer (AOR) is backed by The Attorneys For Freedom Law Firm, an independent Arizona-based law firm that exclusively represents clients in self-defense cases. AOR offers representation in all 50 states and Washington, D.C., through collaboration with qualified local co-counsel.

I am an affiliate of Attorneys of Retainer (AOR) engaged in marketing and receiving compensation when someone uses joins AOR using my promo code, and I highly recommend you do. ⁨@AttorneysOnRetainer⁩


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[FoxtArt]

through collaboration with qualified local co-counsel.

This is the problem with many of these programs (and never use prepaid legal through your work for piece of mind, it's a glorified referral service for broke attorneys).

Collaboration = they find an attorney willing to take on the case, as they need it, at a basement rate. Usually, in programs like this, the attorneys are either:
a) Hurting for work because they are not well recognized or have not developed a reputation.
b) Brand-spanking new
c) Rarely, occasionally experienced but fully burnt out and taking on as much work as possible, if it pays the basement rate, they will give basement work without a lot of care what the outcome is.

Point being: Yes, a defense encounter can cost you a lot of money. But, if one occurs, far better that you do your research and know who you want to call, than get assigned a glorified public defender. These companies only promise representation, not a standard when doing so, and their personal interest is to spend as little as possible. They publish success stories, not failures.

Money, vs. freedom. Also look and see if you are qualified for public defense. If the state would assign you a public defender, you may as well vs. paying the company to do essentially the same.