View Full Version : Buying a vehicle out of state?
So, might be buying a new vehicle out of state.
Haven?t done that before.
How does it all play out with taxes and whatever?
I know some of you have done this.
Thanks.
A new vehicle? They should just be able to ship it to a dealership here, which will simplify things quite a bit.
A new vehicle? They should just be able to ship it to a dealership here, which will simplify things quite a bit.
Yes. New.
I hadn?t thought about shipping it here. I found it at a dealership in Texas very close to my mother?s house and thought maybe I would just fly down, buy it, see my mom for a few days and then drive it home.
I brought in a used vehicle from Oregon (no sales tax state) paid taxes just like I bought it here.
TEAMRICO
06-18-2024, 21:50
You may have to take it to a vehicle inspection site run by the local PD. They will verify the VIN and give you the documents to give to the DMV.
I had to do that for a used truck I bought in TX back in 2017.
Any emissions site should be able to do the VIN confirmation.... but as long as it has TX plates just keep those on it until they expire... nobody cares anymore, we're having multiple shootings and stabbings daily and drug addicts are running amok, TX plates are fine.
I brought in a used vehicle from Oregon (no sales tax state) paid taxes just like I bought it here.
So did Oregon collect the taxes at the time of the sale or did you have to pay the taxes here in Colorado when you titled it and registered it?
BPTactical
06-19-2024, 05:25
It’s easy RayRay- tell them where you will be titling/registering it and they will send the documents to them. Pay the sales tax at time of purchase and it will be credited on your Colorado registration/plates. At worst you may have to have the dealer complete a “Taxes Paid” document and that will need to go with your documents for title.
It’s a worthy discussion to have with the dealer before you go down there- make sure they know what to do.
You shouldn’t need a VIN inspection as the vehicle is brand new and has not been previously titled.
Have your financing arranged in advance- make sure the lender is good doing business with an out of state dealer.
Its Boulder County but it’s a worthwhile checklist-https://assets.bouldercounty.gov/wp-content/uploads/2020/07/vehicle-registration-out-of-state-dealership-checklist.pdf
Or just register it at mom’s- lord knows there are enough Texas plates up here.
Go see your Mom
It’s easy RayRay....
Go see your Mom
^ this.
Thank you all.
Been almost two years since I?ve seen my mom in person. Probably should go soon regardless of the vehicle purchase situation.
I did reach out to the dealership to check on availability of the particular vehicle that I am looking for. If it isn?t already allocated to someone I will inquire more about my out of state purchase.
sic_semper_tyrannis
06-19-2024, 23:50
I bought a used car from a dealership six states away. The price was so much better than anything I could find in Colorado that it was cheaper to fly out there and drive the car home and still end up with a couple thousand bucks saved over what the same car would have cost locally. At the time of sale the dealership collected the 2.9% CO state sales tax, which they remitted directly to the JeffCo DMV. That was the only tax I paid at the time of sale. I then had to get an emissions test and VIN verification here before going to the DMV with the dealership paperwork to register it. The check I had to write to JeffCo at the registration appointment was f'n brutal. They collected all the remaining county/city/bullshit sales taxes (another ~4.6% on top of the 2.9% the out of state dealership had already collected) in addition to the normal annual registration and title/tag/whatever fees. Man I walked out of that DMV shaking I was so pissed. But from a paperwork/process standpoint it was pretty simple.
I bought a used car from a dealership six states away. The price was so much better than anything I could find in Colorado that it was cheaper to fly out there and drive the car home and still end up with a couple thousand bucks saved over what the same car would have cost locally. At the time of sale the dealership collected the 2.9% CO state sales tax, which they remitted directly to the JeffCo DMV. That was the only tax I paid at the time of sale. I then had to get an emissions test and VIN verification here before going to the DMV with the dealership paperwork to register it. The check I had to write to JeffCo at the registration appointment was f'n brutal. They collected all the remaining county/city/bullshit sales taxes (another ~4.6% on top of the 2.9% the out of state dealership had already collected) in addition to the normal annual registration and title/tag/whatever fees. Man I walked out of that DMV shaking I was so pissed. But from a paperwork/process standpoint it was pretty simple.
Your tax situation is kind of what I am expecting. I figure even if the out of state dealer collects the state tax that I?ll still have to eat the city, county, etc. after the fact.
My main reason for even considering the out of state purchase is simply paint color on the make and model we are looking for. We are getting down to the end of the production run for the 2024 year models and the four dealers in the state swear up and down that the one color we want is unobtainable. Not only do I think I found one, but it is actually marked down $4K off MSRP. Around here, even if I just bought a gray or black one I?m probably getting gouged for full MSRP at a minimum.
I?m also considering trying a brokerage service instead of doing all of the legwork myself.
Rooskibar03
06-20-2024, 12:14
Yes. New.
I hadn?t thought about shipping it here. I found it at a dealership in Texas very close to my mother?s house and thought maybe I would just fly down, buy it, see my mom for a few days and then drive it home.
Car sales guy for 18 years. With a new cars, less risk of hidden damage and under warranty. If you are paying cash, TX dealer should collect no tax, you will pay CO tax when you register. If you finance, the loan is required to collect tax. Most dealers will get the deal funded and then send you a check to pay tax. (At a minimum some will collect CO 2.9% base rate)
If you dont want to fly down, get on a video call with sales rep and make them walk about the car with you. If you are happy, do everything remotely and have it shipped.
Most dealers will not let you ship a car from another dealer you bought it from. They dont want the liability or complaints when the car shows up. Plus customers generally want to be shown how to use the car and the receiving dealer has no skin in the same and no sales guy will work for free.
If you fly down, I would suggest arranging for a wire transfer while you are there, vs a check.
Last bit of advice, if you ship, do not go with cheapest carrier. Dealer likely has recommendations on trusted companies.
Yes... arrange for wire transfer. Had to deal with some dealer shenanigans out of state purchasing once that left me stuck there for two straight days declining to accept legal tender (that they were fine with on the phone) as they tried to get me to do their dealer financing. They also screwed me out of their advertised promotions / discounts, but I have bigger fish to fry, and about what I expect from any "large" car dealer, since monopolized enterprises are such a good legislative concept.
Point being - make sure you have wire transfer lined up and just expect any assurances to be a lie from the get-go.
BTW: I did resolve it with a wire transfer, which is not immediate.
I?m thinking about just stuffing $60K in small bills into a large duffel bag and paying that way.
Honestly, thanks for the payment advice. I haven?t really dealt with wire transfers but I have time to figure it out as technically the vehicle is still being built and probably won?t be on the lot until the end of July.
I bought a used car from a dealership six states away. The price was so much better than anything I could find in Colorado
Denver dealerships tend to add several thousand to the sticker for "location markup" or whatever they call it.
New car loses like 15% of its value the moment you drive it off the lot.
Someone is probably just gonna smash into it, vandalize it, or it'll get hail damage anyway.
And that's why I drive a 40 year old shitbox, lol.
Denver dealerships tend to add several thousand to the sticker for "location markup" or whatever they call it.
New car loses like 15% of its value the moment you drive it off the lot.
Someone is probably just gonna smash into it, vandalize it, or it'll get hail damage anyway.
And that's why I drive a 40 year old shitbox, lol.
When I bought my 350Z nismo edition, they tried to gouge on the price. I showed them an ad from a Kentucky dealer for $15k less. Same exact car, color & options, 10 miles on it. I asked what was so special about the Denver market and why should I not fly to Louisville for $300 and save $15k? When they initially wouldn't match, I called the number in the ad in thier showroom... it was the end of the model run as the 370s were on lot.
The manager came over and matched the KY dealer price.
When Fiat open thier Denver lot, they added $5k on every car because Denver market. I was looking for an economy commuter and left after laughing at the salesman trying to justify the markup... for a Fiat.
Denver dealerships tend to add several thousand to the sticker for "location markup" or whatever they call it.
New car loses like 15% of its value the moment you drive it off the lot.
Someone is probably just gonna smash into it, vandalize it, or it'll get hail damage anyway.
And that's why I drive a 40 year old shitbox, lol.
In my defense, the vehicle I am buying is for my wife.
I drive a fifteen year old truck with 170K miles and have no intention of replacing it any time soon.
3beansalad
06-21-2024, 10:36
Recently went through this in April '24 with a pre-owned vehicle. Purchased in Houston, drove home. Dealer paid for flight, and picked me up at the airport.
Paperwork went surprisingly well at the dealer. Problems arose later, but nothing terrible. Couple of forms FedEx'd back and forth. Everything was finalized before the temp tag expired.
I financed for a couple of reasons, though not terribly important to this conversation. Paying off within the next month. Dealership collected all taxes as part of deal. In fact, I received a check from them in May because they had over collected by $150~. Yes, it has a minor impact on the loan. In this case, I'm not terribly bothered by it.
When I got back to Colorado with the vehicle I was required to do the Colorado VIN verification. No big deal. Any dealership's service department is capable and should do this for no charge. FedEx'd signed form back to them.
The only problem was the plates. I told them at the time, and again the following week, to not get plates for the vehicle. I had the plates from the one that had been totaled by insurance, with time left on them. I wanted to use those plates for the replacement and would handle all that myself.
About 10 days before temp is set to expire, plates from the county show up in my mailbox. I spent over an hour getting it sorted out at the local DMV office. And thankfully, I got someone that was willing to help. They could have easily told me that there was nothing they could do.
She took the time to work with the system and her supervisor transfer my old Vet plates to the new ride, transfer the new plates back to the county, and get me remaining funds from the old plates as a refund from the county. About two weeks after that, a check showed up. Deal done.
Don't be afraid to work with an out of state dealer, but be very clear with what you want. And don't hesitate to ask for more. By the time all is said and done, I saved about $3K by purchasing in Texas over Colorado when comparing apples to apples. And I love the new ride. Still wish the wife hadn't gotten into a crash in the old one, but that ship has sailed.
When I bought my 350Z nismo edition, they tried to gouge on the price. I showed them an ad from a Kentucky dealer for $15k less. Same exact car, color & options, 10 miles on it. I asked what was so special about the Denver market and why should I not fly to Louisville for $300 and save $15k? When they initially wouldn't match, I called the number in the ad in thier showroom... it was the end of the model run as the 370s were on lot.
The manager came over and matched the KY dealer price.
When Fiat open thier Denver lot, they added $5k on every car because Denver market. I was looking for an economy commuter and left after laughing at the salesman trying to justify the markup... for a Fiat.
Awhile back my now ex wife wanted to buy a new Jeep Wrangler 4 door. We went to the dealership after hours and looked at the sticker prices. They added a $3000 "Denver location fee" to every Jeep on the lot. First I laughed a lot. Then I told her no. Then I bought her something used off craigslist.
BPTactical
06-21-2024, 21:03
Had my oil changed at Loveland Ford a couple of weeks ago- while I was waiting I was walking the lot eyeballing everything. 2024 F350 Limited for $96k.
That’s $30k more than we paid for our first house.
The kicker was on a Loveland Ford letterhead that was hand written in black magic marker taped to the inside of the windshield:
“Northern Colorado Market Adjustment +$10,000”
Fuck you
So did Oregon collect the taxes at the time of the sale or did you have to pay the taxes here in Colorado when you titled it and registered it?
Paid when I titled and registered it in Colorado. Paid the same amount as if i bought it in state.
I would love to see franchise laws demolished so that you could buy direct from the manufacturer. No dealer traps or scams.
I see no reason why you can't today other than dealers bribe politicians to keep the franchise laws. If Tesla can sell direct to consumer, so should every manufacturer.
Selling dealer should be able to easily handle this.
We have a few large online forums that buy from 2-3 high volume CJDR dealers at HUGE discounts and they all handle the resident state taxation issue with ease.
I ended up factory ordering my last truck through AN at a big discount, but if I were buying again it would be Mark Dodge in LA, or Granger CJDR in IA if the local dealers didn't want to play.
You can also do factory extended warranties at big discounts if you shop around.
Awhile back my now ex wife wanted to buy a new Jeep Wrangler 4 door. We went to the dealership after hours and looked at the sticker prices. They added a $3000 "Denver location fee" to every Jeep on the lot. First I laughed a lot. Then I told her no. Then I bought her something used off craigslist.
Probably could have gotten that vehicle for 4-5-6% under invoice at a large volume dealership that doesn't play games to win.
Martinjmpr
06-26-2024, 15:52
So I did this 4 years ago. Bought a truck (used) from a dealer in Salt Lake City. I don't know if the procedures are still the same.
What I had to do was this: I paid with a cashiers check, they picked me up at the airport and took me to the dealership (which was like 45 minutes away.) We did the paperwork and they put a Utah 45-day temp tag in the window.
If I recall, I did NOT pay sales tax but had to sign a statement that I was taking the vehicle out of state. I did have to pay for the temporary Utah registration.
Since I paid for the truck in full, they sent the paperwork to me a few weeks later. I ended up having to get a VIN inspection and because it was over a certain weight, I had to get a certified weight which I did at a scale in Sheridan. I believe they also did the VIN verification at the scale.
Took all that paperwork to the County Clerk's office (Jeffco) and registered/Titled it.
Just got a text from the sales guy the other day saying the vehicle is still scheduled to arrive around the third week of July. I told him when it hits his lot and he lays eyes on it to let me know and we can iron out the details.
I think my bank has some sort of limit on the amount of money that I can wire in a day so I?ll either have to find a workaround for that or maybe pay with a cashiers check.
My insurance is dragging their feet about contacting me about the hail damage estimate on my wife?s car so I might have to light a fire under them so I can see what my options are for dealing with her current vehicle.
Aloha_Shooter
06-28-2024, 10:23
Just got a text from the sales guy the other day saying the vehicle is still scheduled to arrive around the third week of July. I told him when it hits his lot and he lays eyes on it to let me know and we can iron out the details.
I think my bank has some sort of limit on the amount of money that I can wire in a day so I?ll either have to find a workaround for that or maybe pay with a cashiers check.
My insurance is dragging their feet about contacting me about the hail damage estimate on my wife?s car so I might have to light a fire under them so I can see what my options are for dealing with her current vehicle.
See if you can pay via ACH rather than wire. I just bought a replacement (out of state) for my fun car a couple of months ago and was thinking I'd have to pay for wire transfers when I noticed I could pay via ACH and avoid the transfer fees (and limits).
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