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ToliXD
06-13-2010, 09:31
My fiance and I are on our way home around midnight lastnight, waiting for the red arrow to change. SLAM, what the hell was that? A drunk driver, plowed straight in to the back of us, at about 30-35 mph, is my guess. Made for a little longer night then we wanted, but the good thing is we are both ok. As for my little ladies car... Bummer.

blackford76
06-13-2010, 09:41
Glad you guys didn't get hurt.

glock21
06-13-2010, 09:45
what a piece of crap, im glad you guys are ok.

BPTactical
06-13-2010, 09:54
Glad you are OK- Same thing happened to my Mrs and I in 2001. The asshat that hit us was 3 times the legal limit and on his 3rd DUI. We spent 4 years fighting with insurance companies.
Lawyer up and dont settle on ANYTHING until you have an attorney.
I know we all despise lawyers but now is when you need one.
Dont pussyfoot with the scumbag.

TS12000
06-13-2010, 09:58
That sucks man glad you're alright. I almost got smoked by a stop sign runner on the way to work friday and I was pissed, can't imagine how you guys feel.

patrick0685
06-13-2010, 10:11
good to hear you guys are alright

bjl913
06-13-2010, 10:14
Never fun! Glad you are both OK. Drunk/Stupid people piss me off... I dont care where you are going, a cab ride will ALWAYS be safer and cheaper than a DUI!

Mtn.man
06-13-2010, 10:27
+1

hurley842002
06-13-2010, 11:10
Did the piece of crap even have insurance?

ToliXD
06-13-2010, 11:26
Did the piece of crap even have insurance?

Yep, thankfully. Hard to read the info they gave us, looked like a 1st grader's handwriting. The person was begging us not to call the cops.

pickenup
06-13-2010, 11:32
Good to hear you two are OK.
You did call the cops.......right?

Hope they nail her.

roberth
06-13-2010, 11:52
Yep, thankfully. Hard to read the info they gave us, looked like a 1st grader's handwriting. The person was begging us not to call the cops.

Sheesh, glad you're alright.

I hope you called the police, that drunk driver needs to be in jail, a lawyer would be my next step.

Begging you not to call the police, yeah right, that police report is the ONLY way you'll get compensated for the vehicle.

rondog
06-13-2010, 12:58
I hope you fell outta the car and flopped around like a flounder, screaming for Frank Azar.

Irving
06-13-2010, 13:41
Glad to hear you guys are alright.




Begging you not to call the police, yeah right, that police report is the ONLY way you'll get compensated for the vehicle. That's not true at all. The police don't get to decide who did what.



I hope you fell outta the car and flopped around like a flounder, screaming for Frank Azar.

This is just stupid. Insurance fraud is the main reason why insurance rates are higher than they need to be.

redleg1one
06-13-2010, 14:30
Glad to hear you and yours are ok.

ToliXD
06-13-2010, 14:32
Oh ya, we called. Didn't want to be SOL for the damages to our car and our person. Going to get checked out tommorrow, my neck is killing me.

opie011
06-13-2010, 15:08
Glad to hear you guys are okay. Don't take it lightly. My wife was rear ended Wednesday morning and she thought she was alright. Since late Thursday till now, actually sittng at an after hours doctors office writting this, she has had terrrible neck and back pain! Best of luck to you with your insurance claims and more importantly, your health!!

Irving
06-13-2010, 15:22
Your body does weird things. Often times you'll feel fine for the first few hours after the accident because of all the adrenaline, then feel sore later. If you are hurting right away, then you should probably go get checked out. It is always a good idea to get checked out after an accident in my opinion. When I was an adjuster, I always told people to go get checked out as soon as they could if they were worried about anything. It is better safe than sorry.

gnihcraes
06-13-2010, 15:59
Get to a Dr. or Chiropractor for the neck thing - immediately... trust me! You want to manage that asap... don't wait.

The lawyer thing isn't any good until you get further into the medical problems and lack of payment or insurance problems. I know a good one if you need reference. (denver)

Hope you get well soon and don't have much pain...

roberth
06-13-2010, 16:10
Glad to hear you guys are alright.


That's not true at all. The police don't get to decide who did what.




This is just stupid. Insurance fraud is the main reason why insurance rates are higher than they need to be.

I must be mistaken.

How does it work?

Irving
06-13-2010, 16:27
The police only show up to record what the parties involved tell them. It IS important to get a police report, as it can help you determine who is closer to the truth when there are conflicting statements, but that is about the extent of the usefulness of the report. Just a record of observable facts of the accident, after the accident happened. Locations of vehicles, skid marks, damage on vehicles, etc. The police weren't there, so they don't know any more than the adjuster does. Plus, the police are only dealing with criminal issues. Insurance is a civil matter. I had many claims where people would say to me "Well the other guy got the ticket, so he must be at fault." or "Well the officer said the other person was at fault."

I have to explain to them that it doesn't really matter what the police said, as they don't get to decide the civil matter in this case. Asking a police officer for accident advice is about as much of a poop shoot as asking about gun laws. Police have a LOT of laws and regulations to be aware of and they really can't be experts on everything.

So, a police report can be a great thing to have, but it can also be completely meaningless. With that said, I fully agree that in ANY accident, it is always the best idea to call the police and try to get a police report. This will prevent people from completely denying involvement in an auto accident. It sounds ridiculous, but people do that all the time. Car accidents suck.


EDIT: I really hope I'm not coming across rude, as I'm not trying to be. It's just that the police aren't in charge of deciding fault in auto accidents. They write down what people tell them, record any facts that are available, and that's it.

DD977GM2
06-13-2010, 17:05
Glad you and your wife are ok and the asshole was not driving any faster. Did they arrest the piece of shit cocksucking drunk driver?

ToliXD
06-13-2010, 17:38
Ya, they got to ride in a police car with handcuffs.

Colorado Luckydog
06-13-2010, 17:51
I'm glad you guys are okay. I hope he goes to jail and more than that I hope he had good insurance. Oh, and remember, I sell Hondas!!!

roberth
06-13-2010, 19:39
The police only show up to record what the parties involved tell them. It IS important to get a police report, as it can help you determine who is closer to the truth when there are conflicting statements, but that is about the extent of the usefulness of the report. Just a record of observable facts of the accident, after the accident happened. Locations of vehicles, skid marks, damage on vehicles, etc. The police weren't there, so they don't know any more than the adjuster does. Plus, the police are only dealing with criminal issues. Insurance is a civil matter. I had many claims where people would say to me "Well the other guy got the ticket, so he must be at fault." or "Well the officer said the other person was at fault."

I have to explain to them that it doesn't really matter what the police said, as they don't get to decide the civil matter in this case. Asking a police officer for accident advice is about as much of a poop shoot as asking about gun laws. Police have a LOT of laws and regulations to be aware of and they really can't be experts on everything.

So, a police report can be a great thing to have, but it can also be completely meaningless. With that said, I fully agree that in ANY accident, it is always the best idea to call the police and try to get a police report. This will prevent people from completely denying involvement in an auto accident. It sounds ridiculous, but people do that all the time. Car accidents suck.


EDIT: I really hope I'm not coming across rude, as I'm not trying to be. It's just that the police aren't in charge of deciding fault in auto accidents. They write down what people tell them, record any facts that are available, and that's it.

Thank you for the clarification. [Beer]

You are not rude, I was ignorant and now I am not so ignorant.

rockhound
06-13-2010, 19:41
the day after is always worse.

bruises just keep showing up after an accident.

Irving
06-13-2010, 20:12
People would get so angry when I would tell them that the police don't decide. I liked to use the example that the other driver could have been ticketed for not wearing a seat belt, and even though they received a ticket, it doesn't always mean that they are at fault.

Good luck with your body and your car ToliXD. From the little info you've provided, this sounds like a pretty open and shut case, so hopefully every thing goes smoothly. Give me a holler if you have any questions.

ToliXD
06-13-2010, 21:39
Thank you for all of the kind words and help offerings. We will see what the Doc has to say in the morning. I hope all of this turns out well.

ChadAmberg
06-13-2010, 21:45
Thank you for all of the kind words and help offerings. We will see what the Doc has to say in the morning. I hope all of this turns out well.

I was rear ended by a drunk driver that was actually stopped behind me, and let off the brakes, and hit me at about 5mph. Slow enough there was no damage at all to the car, but about 3 days later I'm begging my doctor for skelaxin to make the back spasms go away.

rondog
06-14-2010, 00:07
This is just stupid. Insurance fraud is the main reason why insurance rates are higher than they need to be.

Oh come on Stuart, lighten up! I was kidding for Christ's sake. But the man DOES need to talk to a good lawyer, injured or not. Even if the other driver is (hopefully) fully insured, it might take some squeezing to get a fair settlement.

Irving
06-14-2010, 00:18
A lawyer won't really help you get more money. Lawyers get more money from the insurance company to pay themselves. If you are having a problem getting fair treatment from an insurance company, either threaten, or actually make a complaint to the DOI (Department of Insurance). Nothing will get an insurance company's attention and reaction faster, not even a lawyer.

When Gloria's sister and mother got t-boned by a drunk driver who ran a red light. Every single lawyer her sister called refused to take them on because the guy didn't have insurance, so there were no deep pockets to go after. They eventually found a lawyer, but they are still just as much shit out of luck as they were before.

Irving
06-14-2010, 00:21
Oh come on Stuart, lighten up! I was kidding for Christ's sake.

Is this light enough for you? :)

http://bitsandpieces.us/wp-content/uploads/2010/04/imageschrists-sake.jpg

sniper7
06-14-2010, 12:49
glad you are okay and hopefully you get a nicer car out of the deal and no problems with back/next etc.

KevDen2005
06-15-2010, 12:25
My fiance and I are on our way home around midnight lastnight, waiting for the red arrow to change. SLAM, what the hell was that? A drunk driver, plowed straight in to the back of us, at about 30-35 mph, is my guess. Made for a little longer night then we wanted, but the good thing is we are both ok. As for my little ladies car... Bummer.


PUSH IT ALL THE WAY!!! I HATE DUI's!!!!

I wanna punch that bitch on BPI that tells people how to get out of DUI's and this is what she is causing. Innocent people being hit by drunks!

theGinsue
06-15-2010, 23:56
the day after is always worse.

bruises just keep showing up after an accident.

Looks, I'm certainly no ambulance chaser here, but, as others have said: don't take any of your pains for granted. Even minor pains can linger for YEARS and become so nagging that you'll be miserable.

With that said, here's a suggestion for anyone involved in an accident - no matter who is at fault. With most folks carrying cell phones with cameras these days it makes it easier to accomplish this, but if you don't have one then throw in a disposable camera in your glove box. IMMEDIATELY get a photo of other drivers and passengers, the license plates of other involved vehicles - including witnesses vehicles, and any/all damage to both vehicles. Also consider pics of the area and conditions. If you or your passengers have injuries, try to photograph the visible ones as well. You memory sucks in dramatic situations and if the other parties make claims that your pictures can prove are false or argues what you know to be true, it can offer you some protection. By getting pics of the other license plate(s), it could be the only thing to lead to an arrest in the event of a hit-and-run.

DD977GM2
06-16-2010, 00:52
Any update on how you and your wife are doing?

ToliXD
06-16-2010, 08:16
We are well. Went to the Dr. yesterday, all is good. Just a stiff neck. Now we wait, insurance is taking their time. They said my wife would have to wait possibly untill next Tuesday before she can get a retal car...unless we pay out of pocket for one now.

Irving
06-16-2010, 08:57
There is no reason that you shouldn't get a rental immediately. Unless of course you are still driving your car around and it doesn't go into the shop until Tuesday or something.

bimmer
06-16-2010, 14:01
one of my good friends got hit a couple years ago, and felt fine for weeks. one day out of no where he got a really bad headache and started blacking out... nest thing he knows he is in the hospital with brain swelling and almost died. the doctors said it was directly caused by his accident. ill have to ask him again exactly how it happened. not trying to scare you, but you need to be carefull about that stuff. he did end up getting like $13,000.00 for pain and suffering.

ToliXD
06-16-2010, 21:32
To make things better, last night I reported my visit to the doctor to our ajuster. And this morning we had to switch ajusters, because of my injury report. Whichin return, has put more of a delay on my lady getting a vehicle. Lucky me.