how long do you wait to cancel lost cc

[tmckay2]

i lost/misplaced my wallet monday and can't find the darn thing. ive called the cc company and asked if any charges have been made that are pending and they said no, so im wondering how long i should wait to cancel all the cards, redo my license, etc. what do you guys think?

i know right when i cancel everything itll turn up in a pants pocket

[Gunner]

If you are sure its in your house give it a couple days if you have no clue do it now

[spyder]

Did you check between your cars seat and the door and center console? Damn wallet or something else is alway falling out and landing between one of the two.

[tmckay2]

im not 100% sure its in the house, but i went to get gas at king soopers and used it there, then came right home, then it was missing a few hours left. so its possible i somehow lost it around there but i ased their lost and found and nothing. its possible i lost it around the house somewhere but ive checked everywhere and in both cars and the trash, everything.

[cstone]

If you don't know where you lost it; cancel it now. They will send out a replacement and check to see what your last activity was to make certain someone else hasn't already started using it. If they have, you will be asked to complete and affidavit to state what activity you are responsible for and what activity you are not responsible for.

It is just plastic, don't take chances; cancel it now.

[Cman]

I'd cancel those cards right now. The hardest part will be getting a new drivers license. THe new cards will ship out really fast. My wife got her new cards in about 3 days when she lost her purse. The drivers license was [Bang].

[roberth]

Check your car and cancel immediately if you can't find them there.

[ChadAmberg]

When you call for the credit cards, ask if whichever one you use the most can be expedited to you. They'll usually send it next day air instead of taking up to a week.

[68Charger]

how much does it cost you to cancel them?

weigh that against what it COULD cost you if someone starts charging on it...

I think you'll find the answer is in minutes...

[claimbuster]

Cancel it immediately. Most CC companies will not charge you for a replacement and you'll have it in just a few days.

I once left a CC in the reader slot at an ATM in another State. I drove off and left it. The next morning, once I knew it was gone, I called and cancelled it. I was on vacation and when I got home a few days later, the new card was there.

Good luck.

[opie011]

Cancel them NOW! My wifes wallet was stolen a month ago and we are still dealing with fraudulent(sp?) charges. Police reports, banks, personal items, etc. all become a big PIA! Cancel now and and the biggest inconvenience will be the DMV.