Romney would keep Obamacare's teeth

[Pancho Villa]

http://marginalrevolution.com/marginalrevolution/2012/09/ive-been-predicting-this.html?utm_source=twitterfeed&utm_medium=twitter&utm_campaign=Feed%3A+marginalrevolution%2Ffeed+%28 Marginal+Revolution%29


“Of course there are a number of things that I like in health care reform that I’m going to put in place,” he said in an interview broadcast Sunday on NBC’s “Meet the Press.” ”One is to make sure that those with pre-existing conditions can get coverage.”

For those not keeping score, coverage for preexisting conditions was the teeth of Obamacare - what would destroy the private insurance system and require us to move to single payer. It turns an insurance plan from actual insurance to a wealth transfer from people without preexisting conditions to those with.

Keep healthy. We won't have a very good medical system in a few years, no matter who wins the election.

[merl]

given his history thats no big surprise

[ChunkyMonkey]

Keep healthy. We won't have a very good medical system in a few years, no matter who wins the election.

Or we can be responsible adults and buy our own health insurance.

[Sharpienads]

True, but what is forcing insurance companies to cover pre-existing conditions going to do to the cost of your health insurance? It's not going to make it go down, that's for sure.

[Squeeze]

Health insurance is never going to get cheaper - fact. That being said, my best friend's wife just died at age 45 from a rare long-term disease. Because of the disease being a "pre-existing condition" she did not qualify for health insurance. He's now having to file bankruptsy because of all the medical bills. People think just because someone passes away, so do all their bills, not true. Had he been able to purchase medical insurance for her - regardless of expense - at least it may have been able to help some. I don't like the idea of having pay "more" for health insurance any more than you guys & gals, but I've seen both sides of it and it's ugly no matter how you see it.

[tmckay2]

the pre existing conditions issue is the one thing that actually has merit. youre going to be hard pressed to figure out a cheap solution, but there needs to be a solution.

[JohnTRourke]

I told you so.

[JohnTRourke]

the pre existing conditions issue is the one thing that actually has merit. youre going to be hard pressed to figure out a cheap solution, but there needs to be a solution.

yeah, buy insurance.
why should anyone cover a pre-existing condition?

it's like not buying flood insurance on your house until after the rain starts.

[JohnTRourke]

Health insurance is never going to get cheaper - fact. That being said, my best friend's wife just died at age 45 from a rare long-term disease. Because of the disease being a "pre-existing condition" she did not qualify for health insurance. He's now having to file bankruptsy because of all the medical bills. People think just because someone passes away, so do all their bills, not true. Had he been able to purchase medical insurance for her - regardless of expense - at least it may have been able to help some. I don't like the idea of having pay "more" for health insurance any more than you guys & gals, but I've seen both sides of it and it's ugly no matter how you see it.

cover colorado would have worked for your friend's wife.
or just say "no habla englese", that seems to work too (and is 50% of the real problem)

[Scanker19]

why should anyone cover a pre-existing condition?



The military gave it to you.

I couldn't health insurance if I had a Million a day paycheck.

It's cool though, I'll just go fuck myself.

[dorsum]

yeah, buy insurance.
why should anyone cover a pre-existing condition?

it's like not buying flood insurance on your house until after the rain starts.

How about congenital defects. In other words you are born with the defect. Now you have a pre existing condition with no recourse. I have seen neonates run through their entire life time of health insurance benefits before ever being discharged. Kinda sucks when you are in your twenties and need health insurance

[JohnTRourke]

i realize nobody reads, so once again
COVER COLORADO

https://www.covercolorado.org/

CoverColorado provides health insurance to
individuals with pre-existing medical conditions.

If you have been denied health insurance due to a pre-existing medical condition, or have exhausted your COBRA benefits, we may be able to help. While CoverColorado is not a low income plan, this may be your best option if you are unable to obtain coverage elsewhere and can afford it.

CoverColorado also offers a Coordination of Benefits (COB (https://www.covercolorado.org/default.asp?contentID=702)) plan to those disabled individuals under age 65 who cannot purchase Medicare supplement policies outside the open enrollment period.

If you have a pre-existing medical condition and have been uninsured for at least six months, you may be eligible for GettingUSCovered, a new, comprehensive health plan created by the federal government.

Participants are not subject to a waiting period,so coverage for all health conditionsis available to qualified applicants upon approval into the plan.

[Pancho Villa]

How about congenital defects. In other words you are born with the defect. Now you have a pre existing condition with no recourse. I have seen neonates run through their entire life time of health insurance benefits before ever being discharged. Kinda sucks when you are in your twenties and need health insurance

Yeah, sometimes, life kinda sucks.

The solution is not to drive up costs for everyone, that's a long-term way to make sure no one has health insurance.

The solution is to do what people used to do, that is, ask your neighbors, family, friends to help cover your costs. Healthcare is not a right; a doctor is not your slave, nor are your neighbors, if you get cancer.

[jason303]

Exactly. Our society is far away the most likely to come together to provide for someone in need, but it should never be forced by law.

[Great-Kazoo]

Screw the healthcare issue (for now) EVERYTHING coming out of both sides AND their PAC's is doing nothing to address the economy, see -sawing fuel cost, and ILLEGAL Immigration [America's open invitation for terrorism]
Health care stood a SCOTUS litmus test and is still here.
Talk to me the voter cause i ain't hearing jack shit.

In 1956 Mitt Romney didn't deliver the paper to half his route. IF He didn't Deliver to 50% of the people then Who do you think he will not deliver to if elected??

In 1972 Barack Obama once again pulled the wool over someone's eyes. YET 50% of America wouldn't believe he's cheating on his wife, even if the sex tape went viral.
That's how #$%^& we are.

[tmckay2]

Yeah, sometimes, life kinda sucks.

The solution is not to drive up costs for everyone, that's a long-term way to make sure no one has health insurance.

The solution is to do what people used to do, that is, ask your neighbors, family, friends to help cover your costs. Healthcare is not a right; a doctor is not your slave, nor are your neighbors, if you get cancer.

I don't think anyone here is arguing the government should force insurance companies to cover pre existing. We are simply making the poor that the issue with pre existing conditions needs to be addressed. I am as far from a bleeding heart liberal as you can get but working in the health care field you see that for some it's not so easy as asking your friends and family. Example: sickle cell anemia patients probably have a "pain crisis" once or twice a year even when on meds. This puts them in the hospital for sometimes a week or more. I've seen the bill for one guy when working at university. It was around 40,000 for that week. Suppose his friends and family can pay for that? Pre existing conditions I actually feel like have a greater excuse to be partially covered by a government program for catastrophic costs than the poor. The costs associated with many pre existing conditions can be astronomical. In my opinion they need to have a way to put people with pre existing conditions on insurance policies for basic coverage and when catastrophic situations arise have Medicare or Medicaid cover them. You just need to have it where they have to pay into Medicaid or Medicare like 2k a year and then around 1k a year for private insurance for check ups, meds, etc.

[spencerhenry]

i dont have health insurance because it is too expensive. if something happens or i get cancer, it is MY problem. i dont expect anyone to let me buy insurance once i know i have trouble. in most cases, people make a decision NOT to buy health insurance and then when something happens get all bent out of shape that they are denied for a pre-existing condition.
i could buy insurance, but i CHOOSE not to. while it is expensive, i could do it but i choose to spend my money on other things. i ran the numbers a few years ago and determined that while i had health insurance for most of my life it was NEVER cost effective. even with a couple of mri's, ct scans, spinal tap, pinned finger, a few er visits for stitches, and the occasional doctor visit, i would have been better off all those years just saving the money that i spent on the premiums.
since i stopped buying insurance, i am up a few thousand dollars. even with having to get stitches twice in the last year. i am saving about $320 per month, or $3840 per year. last year i spent about $1000 on health care, this year about $500 so for the last three years i am up about $10,000. now that much wont save me if i get cancer, it will cover most if not all other medical visits/ issues i might have. BUT other people choose not to have insurance, but instead have satellite tv, eat dinner out, have a new car, etc... and then when they have even a small problem, they have NO money to pay for it and then expect someone else to cover for their decision.

socialized medicine will be the death of the best health care system in the world. it may not have been perfect, but it was better than the rest of the world. why else would people from canada, britain, and other countries come here for treatments?

[mevshooter]

i realize nobody reads, so once again
COVER COLORADO

https://www.covercolorado.org/

CoverColorado provides health insurance to
individuals with pre-existing medical conditions.

If you have been denied health insurance due to a pre-existing medical condition, or have exhausted your COBRA benefits, we may be able to help. While CoverColorado is not a low income plan, this may be your best option if you are unable to obtain coverage elsewhere and can afford it.

CoverColorado also offers a Coordination of Benefits (COB (https://www.covercolorado.org/default.asp?contentID=702)) plan to those disabled individuals under age 65 who cannot purchase Medicare supplement policies outside the open enrollment period.

If you have a pre-existing medical condition and have been uninsured for at least six months, you may be eligible for GettingUSCovered, a new, comprehensive health plan created by the federal government.

Participants are not subject to a waiting period,so coverage for all health conditionsis available to qualified applicants upon approval into the plan.

I think people can read just fine.

[JohnTRourke]

I think people can read just fine.

clearly not
it covers almost everything and all you need is a rejection notice from another insurance company (easy to get)

so, no more whining about pre-existing conditions not being covered.

[spqrzilla]

OMG, Romney is saying exactly what he's been saying during the whole primary campaign!

[divideman]

Cover Colorado is a good program set up exactly for the folks that have difficult situations.

[tmckay2]

why not do a health savings account? pre tax, tax free, carries over so if you don't use it you keep it for the next year, and it allows you to buy a cheap (500-1000 per year) catastrophic plan with a high deductible, once the deductible is met (which is paid from your health savings account) you get everything for free for the rest of the year. you basically end up spending at most 1000 a year plus get tax write offs that almost equal that.


i dont have health insurance because it is too expensive. if something happens or i get cancer, it is MY problem. i dont expect anyone to let me buy insurance once i know i have trouble. in most cases, people make a decision NOT to buy health insurance and then when something happens get all bent out of shape that they are denied for a pre-existing condition.
i could buy insurance, but i CHOOSE not to. while it is expensive, i could do it but i choose to spend my money on other things. i ran the numbers a few years ago and determined that while i had health insurance for most of my life it was NEVER cost effective. even with a couple of mri's, ct scans, spinal tap, pinned finger, a few er visits for stitches, and the occasional doctor visit, i would have been better off all those years just saving the money that i spent on the premiums.
since i stopped buying insurance, i am up a few thousand dollars. even with having to get stitches twice in the last year. i am saving about $320 per month, or $3840 per year. last year i spent about $1000 on health care, this year about $500 so for the last three years i am up about $10,000. now that much wont save me if i get cancer, it will cover most if not all other medical visits/ issues i might have. BUT other people choose not to have insurance, but instead have satellite tv, eat dinner out, have a new car, etc... and then when they have even a small problem, they have NO money to pay for it and then expect someone else to cover for their decision.

socialized medicine will be the death of the best health care system in the world. it may not have been perfect, but it was better than the rest of the world. why else would people from canada, britain, and other countries come here for treatments?

[Great-Kazoo]

OMG, Romney is saying exactly what he's been saying during the whole primary campaign!


shhhhhhhhhh facts obscure the truth.