GEICO cancels policy because customer works in firearms industry. [Archive] - Colorado AR-15 Shooters Club Discussion Forums

ChunkyMonkey

01-29-2013, 16:58

I think the time is good for conservative owned businesses to be vocal about serving especially conservative customers. But fundamentally conservatives do not infringe and discriminate others right and way of life just because we are in a disagreement. Hell with that, we need a list of conservative owned businesses. I will be willing pay for more to support like minded fellow.

Chic fill a for dinner!!!

Full disclosure: jeep is not more conservative vs yota! [ROFL1]

GlockDog47

01-29-2013, 16:58

Well the hell with them. Glad I dont have them

sellersm

01-29-2013, 17:02

Why do I hear the David Bowie song "Under Pressure" playing in my head?

BushMasterBoy

01-29-2013, 17:03

Some rich a-hole from Omaha...

Subsidiaries Owned by Berkshire Hathaway:
Acme Brick Company
Applied Underwriters
Ben Bridge Jewelers
Benjamin Moore & Co.
Blue Chip Stamps
Borsheim’s Fine Jewelry
Burlington Northern Santa Fe Corp.
Business Wire
Cavalier Homes
Central States Indemnity Company
Clayton Homes
CORT Business Services
CTB Inc.
Dairy Queen
Fechheimer Brothers Company
FlightSafety
Fruit of the Loom
Garan Children’s Clothing
GEICO
General Re
H.H. Brown Shoe Group
Helzberg Diamonds
ISCAR Metalworking
Johns Manville
Jordan’s Furniture
Justin Brands
Kansas Bankers Surety Company
Larson-Juhl
McLane Company
MidAmerican Energy Holdings Company
MiTek
National Indemnity Company
Nebraska Furniture Mart
NetJets
NetJets Europe
Omaha World-Herald
Precision Steel Warehouse, Inc.
RC Willey Home Furnishings
Scott Fetzer Companies
SE Homes
See’s Candies
Shaw Industries
Star Furniture
The Buffalo News
The Pampered Chef
United States Liability Insurance Group
Wesco Financial Corporation
XTRA Corporation
Significant Minority Holdings:
American Express
Anheuser-Busch
Coca-Cola
IBM
M&T Bank
Procter & Gamble
Washington Post

ChunkyMonkey

01-29-2013, 17:05

Why do I hear the David Bowie song "Under Pressure" playing in my head?

Ummmm boom bubye!

buckshotbarlow

01-29-2013, 17:09

Here's IBM's stance...
http://dl.dropbox.com/u/101535922/2012-10-09_08-21-53_673.jpg

Some rich a-hole from Omaha...

Subsidiaries Owned by Berkshire Hathaway:
Acme Brick Company
Applied Underwriters
Ben Bridge Jewelers
Benjamin Moore & Co.
Blue Chip Stamps
Borsheim’s Fine Jewelry
Burlington Northern Santa Fe Corp.
Business Wire
Cavalier Homes
Central States Indemnity Company
Clayton Homes
CORT Business Services
CTB Inc.
Dairy Queen
Fechheimer Brothers Company
FlightSafety
Fruit of the Loom
Garan Children’s Clothing
GEICO
General Re
H.H. Brown Shoe Group
Helzberg Diamonds
ISCAR Metalworking
Johns Manville
Jordan’s Furniture
Justin Brands
Kansas Bankers Surety Company
Larson-Juhl
McLane Company
MidAmerican Energy Holdings Company
MiTek
National Indemnity Company
Nebraska Furniture Mart
NetJets
NetJets Europe
Omaha World-Herald
Precision Steel Warehouse, Inc.
RC Willey Home Furnishings
Scott Fetzer Companies
SE Homes
See’s Candies
Shaw Industries
Star Furniture
The Buffalo News
The Pampered Chef
United States Liability Insurance Group
Wesco Financial Corporation
XTRA Corporation
Significant Minority Holdings:
American Express
Anheuser-Busch
Coca-Cola
IBM
M&T Bank
Procter & Gamble
Washington Post

RMAC757

01-29-2013, 17:12

If it's on the Internet it has to be true

sniper7

01-29-2013, 17:17

Sure someone didnt just type that up?

rondog

01-29-2013, 17:38

GEICO stands for Government Employees Insurance Company?

cstone

01-29-2013, 17:46

GEICO stands for Government Employees Insurance Company?

IBM stands for International Business Machine. Their names have very little resemblance to what they are now. GEICO sells insurance to anyone that they qualify, and IBM makes electronic machines. I really think GEICO keeps there name because of the Gecko commercials.

GEICO was my first insurance company more than 30 years ago. I switched to USAA more than 20 years ago. I have no plans to go back.

Fmedges

01-29-2013, 17:58

IBM stands for International Business Machine. Their names have very little resemblance to what they are now. GEICO sells insurance to anyone that they qualify, and IBM makes electronic machines. I really think GEICO keeps there name because of the Gecko commercials.

GEICO was my first insurance company more than 30 years ago. I switched to USAA more than 20 years ago. I have no plans to go back.

Or M1 Carbines in WW2, fun factoid.

JMBD2112

01-29-2013, 18:45

insurance is over rated, just ask anyone who lives in montbello!

trlcavscout

01-29-2013, 18:59

I dumped geico after they dumped the gunny.

centrarchidae

01-29-2013, 19:27

Geico has been giving money to gun grabbers, off and on, for decades. This cancellation isn't welcome news but it's not all that surprising.

And Warren Buffet can go suck on a tail pipe.

mpatch

01-29-2013, 19:35

Pretty sure the back story was the guy was using his car in a business aspect which is a no go no matter what your line of work is, that's why they have commercial policies.

griebel303

01-29-2013, 19:41

Pretty sure the back story was the guy was using his car in a business aspect which is a no go no matter what your line of work is, that's why they have commercial policies.
I heard the same a week or so back

rondog

01-29-2013, 19:46

Or M1 Carbines in WW2, fun factoid.
One of which I own! It's a sweetheart.

sniper7

01-29-2013, 20:40

GEICO stands for Government Employees Insurance Company?

I have GEICO. although my wife is a teacher. they are hands down the cheapest auto/home insurance carrier we have worked with that actually keeps rates stable and not jump them after a year.

Irving

01-29-2013, 21:44

Pretty sure the back story was the guy was using his car in a business aspect which is a no go no matter what your line of work is, that's why they have commercial policies.

I don't even have to know the back story to know this is true. This is clearly a commercial policy that does not meet the underwriting standards for whatever business exposure in which this person or company is engaging. In order to even cancel a policy, the person purchasing the policy would have had to have basically lied in order to get it written in the first place. Insurance companies can't just go around canceling policies willy nilly. There are very specific circumstances in which a policy can be canceled. The one that most of you are more familiar with is non-payment.

Ronin, as an agent, you should know better.

Uberjager

01-29-2013, 21:45

Or M1 Carbines in WW2, fun factoid.

Or a punch card system that helped the Nazis efficiently round up and eliminate Jews.

th3w01f

01-29-2013, 21:46

Pretty sure the back story was the guy was using his car in a business aspect which is a no go no matter what your line of work is, that's why they have commercial policies.

If the letter is legit (no idea) then this doesn’t make sense. The letter would just saying something about using the vehicle for "business purposes" and not mention weapons.

I find the use of the term 'weapons industry' suspect, does that mean you can't have GEICO if you work for Lockheed?

Bailey Guns

01-29-2013, 22:10

I'm with Irving. There's more to this story than what we're hearing - or reading in this letter. I'm not gonna panic just yet.

I doubt this guy is the only GEICO insured in the "weapons industry". Why haven't we seen other letters? Smells like a lot of hysteria over nothing.

sniper7

01-29-2013, 22:17

ben4372

01-29-2013, 22:50

insurance is over rated, just ask anyone who lives in montbello!
Hey that's not a fair statement. Never mind I thought you said monte carlo . My bad.

Colorado_Outback

01-29-2013, 23:05

The named insured is Short Lane LLC

Here is the website.
http://www.gunadapters.com/

Dude needs to use a fresh sharpie.

Irving

01-29-2013, 23:05

Look, if you are a contractor and you run out and get a commercial policy by saying that you are doing remodels, and the insurance company finds out that you are actually doing roofing, they will cancel your policy. It's the same thing. This business was engaged in something that was specifically restricted for that particular policy, so it was canceled within the 60 day cancel period. It's not that GEICO is anti-gun, it is that GEICO, like EVERY other insurance company has specific categories of risk, and this company was operating outside the category of risk to which this policy was restricted.

Another example: If you insure your personal Toyota Camry (or Ford Fusion for 10mm-man) with a personal policy, and the insurance company learns that you are using your vehicle for business activities, they can cancel your policy within the first 60 days. Does this mean the company is anti-business? No, it means that you were paying a certain amount of money for a certain amount of risk (personal use) and you were trying to be covered for a different amount of risk (business use) for the same price. Just having a magnetic sign on the side of your personal vehicle that says, "I do taxes" is enough to classify your vehicle for business use over personal use. It is a specific business decision made to keep prices down, and has nothing to do with some insurance company chump who is afraid of guns.

KestrelBike

01-30-2013, 09:13

Here's IBM's stance...
http://dl.dropbox.com/u/101535922/2012-10-09_08-21-53_673.jpg

Oh wow if only they had that sign outside the school at sandy hook!

Ronin13

01-30-2013, 11:59

I have GEICO. although my wife is a teacher. they are hands down the cheapest auto/home insurance carrier we have worked with that actually keeps rates stable and not jump them after a year.
That's the problem I keep seeing these days- and no fault to you Sniper- people are going with the cheapest rates possible, not necessarily the best coverage, most reputable company or even adequate coverage. YMMV.

I don't even have to know the back story to know this is true. This is clearly a commercial policy that does not meet the underwriting standards for whatever business exposure in which this person or company is engaging. In order to even cancel a policy, the person purchasing the policy would have had to have basically lied in order to get it written in the first place. Insurance companies can't just go around canceling policies willy nilly. There are very specific circumstances in which a policy can be canceled. The one that most of you are more familiar with is non-payment.

Ronin, as an agent, you should know better.
I'm not sure why you're calling me out... what do you mean I should know better? Or are you saying I should know these circumstances better than most, to that yes, I do... and this seems like a bogus cancellation if in fact the vehicle is only used for commuting to work, and not business use or deliveries, otherwise, the insured lied and is being cancelled legitimately.

Oh wow if only they had that sign outside the school at sandy hook!
LOL... "Damn, this is a gun-free zone, looks like we can't take our guns in there." -Said no criminal, EVER. [facepalm]

Ghosty

01-30-2013, 13:06

yep, he is probably just pissed he got cancelled for screwing up or trying to screw them over. I didn't get asked a damn thing about mine and have a rider on mine for extra firearms and jewelry coverage.
Agree. No need to panic and go on a big viral internet bashing parade until you know ALL THE FACTS, background, everything WITHIN CONTEXT, actual situation, etc.

THEN, if this guy really got dicked just for commuting in said vehicle to his place of employement, that's another story. I have a strong belief this is NOT the case however. They're not gonna cancel tens of thousands of auto policies just because the customer commutes to Smith&Wesson or BassPro for work, LOL!

bigun1962

01-30-2013, 14:46

Glad I do not have Geico. If I did have them I would get rid of them by dark today!

Bailey Guns

01-30-2013, 15:54

Glad I do not have Geico. If I did have them I would get rid of them by dark today!

Because of some unsubstantiated bullshit you read on the internet? I use GEICO for my auto/motor policies. They treat me very well.

bchase75

01-30-2013, 16:01

http://www.snopes.com/politics/guns/geico.asp

Ronin13

01-30-2013, 16:09

http://www.snopes.com/politics/guns/geico.asp
Two issues I take with that... 1) it's "Undetermined", and 2) It's snopes- they're quite biased to the left... just FYI. [Beer]

Ghosty

01-30-2013, 19:57

Just because Snopes frequently DOES find fault with a bunch of Internet bullshit, doesn't mean they're biased to the left. I find equal amounts of left and right bullshit posted on the internet, neither side has a monopoly, lol. But I'm also open-minded, so if someone has proof they are biased, I'd love to read about it.

As for this Geico stuff, I'm not holding my breath, sounds like b.s. so far.

mitch

01-30-2013, 20:52

Ghosty

01-30-2013, 21:11

Here in Colo. isn't your car a legal extension of your home or something along those lines? Interesting point though, curious about this too...

Bailey Guns

01-30-2013, 22:13

Here in Colo. isn't your car a legal extension of your home or something along those lines? Interesting point though, curious about this too...

Not really. You're afforded a somewhat greater degree of privacy when you're in your car but certainly nothing like your home. You also don't have the same legal protections in your car that you would in your home (ie: Make My Day).

Ghosty

01-30-2013, 22:49

Ok, maybe I heard something in reference to the legality of carrying your gun in your glovebox.

Irving

01-30-2013, 23:26

Speaking of guns & cars & IBM: Oklahoma passed a law exempting your vehicle and personal property from these types of restrictions. No business can prohibit one from carrying a firearm in their car.

You are confused about what is going on here. This appears to have been a commercial policy that was canceled because the vehicle was being used in a manner outside the underwriting guidelines of that particular policy. This guy wasn't restricted in any way, shape, or form, by Geico.

Ronin, it appears I've called you out in error. Simply stating "F*cik Geico!" is not evidence that you bought into the hype of this news story. You have my apologies.
Personally, I dislike Progressive more than Geico.

Irving

01-30-2013, 23:28

Glad I do not have Geico. If I did have them I would get rid of them by dark today!

Not to pick on you, but this is like the people who threaten to cancel when they find out that they can't get into a rental because they have a dent on their fender.

Bailey Guns

01-31-2013, 07:18

Ok, maybe I heard something in reference in the legality of carrying your gun in your glovebox.

You can carry a handgun in your "private means of conveyance" without a permit. The handgun can be visible, concealed, loaded, unloaded...doesn't matter. As long as it's a legal gun and it's legal for you to possess it.

Ronin13

01-31-2013, 11:48

Ronin, it appears I've called you out in error. Simply stating "F*cik Geico!" is not evidence that you bought into the hype of this news story. You have my apologies.
Personally, I dislike Progressive more than Geico.
It's cool... and no I wasn't giving into the hype, I was just saying I despise Geico in general... besides, I may be biased because of our agency's independent nature, I'd prefer to deal with an agent than a call center... YMMV. We represent progressive- they're where we stick all the bad drivers who don't qualify for our other companies... [Coffee]