Has anyone dealt with a hit & run?

A few weeks ago, I was rear ended and the driver fled the scene. I chased him for about 40 min while on the phone with dispatch. Dispatch eventually connected me with the officer that was assigned to the call, and he instructed me that they were not going to pursue the vehicle and to stop chasing. I argued that I was not going to stop chasing until the police showed up, and he told me they were not going to pursue the vehicle since they had the license plate information.

I met with the officer after I turned around and he took my information and stated he was going to the registered owners address to investigate. He called a few days later saying the registered owner 'sold the vehicle to a friend a few weeks ago' and was no longer the owner. Most likely a BS story, but nothing I can do about it. This was a few weeks ago, and the officer called today and said they haven't gotten any further with the case, but he would send me the insurance information for the vehicle. The policy on the vehicle is current. I've been told that if they cannot identify the driver, they will not cover it. I contacted his insurance company today and they started a claim, but who knows if anything will come of it.

Has anyone been in a similar situation or work in auto insurance that can give me some pointers? If I had to guess, my vehicle has at least $1500+ in damage. I'd love for this scum bag to be charged, but ultimately want my car fixed.

Yes, and unless you have any witnesses or a recording of the other vehicle hitting yours, there is nothing anyone will do? The other party insurance will most likely refuse to pay? Your insurance will cover the repair minus your deductible and might attempt to recover some money by either directly contacting the other party or their insurance. But again: without any witnesses you are out of luck. I am still out of my deductible for a hit and run in the same situation m. Followed the perp home, called the cops, since his vehicle had no visible damage and no witnesses, cop refused to do anything more.


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Originally Posted by ruthabagah

Yes, and unless you have any witnesses or a recording of the other vehicle hitting yours, there is nothing anyone will do? The other party insurance will most likely refuse to pay? Your insurance will cover the repair minus your deductible and might attempt to recover some money by either directly contacting the other party or their insurance. But again: without any witnesses you are out of luck. I am still out of my deductible for a hit and run in the same situation m. Followed the perp home, called the cops, since his vehicle had no visible damage and no witnesses, cop refused to do anything more.


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I did have a passenger in the car, so maybe that will count as a witness. Crazy you followed the person all the way home and the still did not do anything.

Many years ago I was rear ended on the freeway. Guy gave me bogus information and since I was on the way to the airport I didn't have time to wait for the police. Luckily it wasn't anything too costly or serious but I was on the hook for it. Lesson learned.

Another time I got a call from my insurance company that a car I sold was found abandoned after being involved in a hit and run. The guy never registered it so I was the last owner on record. They just asked me to verbally verify that I sold it and never heard anything about it again. Part of me wished that I asked if I could have the car back just to see what would happen.

I was rear ended by some illegals on I25 north of I70...late 90s. They ran and I went after them (before cell phones). I finally got them cornered and got their plate number and a verbal exchange (they basically said from what I could understand that I will never find them). I filled the report but the plate was registered to a bogus address. I never got anything from it, and I fixed my vehicle out of pocket to avoid the claim against my insurance. One of my hobbies is vehicle restoration so it wasn't a big deal in terms of cost. Basically, don't expect much help with it. In a lot of the cities now, you will be the one charged if you pursue a criminal.

Supposedly Denver is #1 for hit and runs in America.

Few of these people have licenses, let alone registration or insurance, many of those cars are stolen.

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Originally Posted by Clint45

Supposedly Denver is #1 for hit and runs in America.

Few of these people have licenses, let alone registration or insurance, many of those cars are stolen.

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I really miss living in Colorado but man the place has gone downhill quick in the 5 years since I left.

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Originally Posted by Clint45

Supposedly Denver is #1 for hit and runs in America.

Few of these people have licenses, let alone registration or insurance, many of those cars are stolen.

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I drove my truck down to the metro area from hell on Saturday to run some errands and pick up a few things. I cam out and my hitch mount was gone; I was so excited and relieved that is all I lost.

It's a west coast shit hole now.

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Originally Posted by SouthPaw

A few weeks ago, I was rear ended and the driver fled the scene. I chased him for about 40 min while on the phone with dispatch. Dispatch eventually connected me with the officer that was assigned to the call, and he instructed me that they were not going to pursue the vehicle and to stop chasing. I argued that I was not going to stop chasing until the police showed up, and he told me they were not going to pursue the vehicle since they had the license plate information.

I met with the officer after I turned around and he took my information and stated he was going to the registered owners address to investigate. He called a few days later saying the registered owner 'sold the vehicle to a friend a few weeks ago' and was no longer the owner. Most likely a BS story, but nothing I can do about it. This was a few weeks ago, and the officer called today and said they haven't gotten any further with the case, but he would send me the insurance information for the vehicle. The policy on the vehicle is current. I've been told that if they cannot identify the driver, they will not cover it. I contacted his insurance company today and they started a claim, but who knows if anything will come of it.

Has anyone been in a similar situation or work in auto insurance that can give me some pointers? If I had to guess, my vehicle has at least $1500+ in damage. I'd love for this scum bag to be charged, but ultimately want my car fixed.

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Sounds like you've already been bent over and lubricated, just waiting.....

The officer sent me a picture of their insurance card, which is current and the vehicle does have current registration. It has their name and address on it.

He believes the person that was driving at the time, is known to the owner, but likely doesn?t have a license or isn?t a citizen. I spoke with their insurance (Dairy Land) and they started a claim. I?ll be curious to see what happens next. They said it is an active policy.


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