The Wall. The Shutdown

Quote:

---

Originally Posted by Kowalski Lives

I'll be criticized for this I'm sure, but I think you should have enough bank saved up to live for several months without pay as general practice, no matter who you work for.

If you blew everything you made, every check....don't cry to anyone about it.....Especially if you have a GOV job. How many times have they shut down now?...and you can't eat because you didn't save anything back? If sixty days without pay is going to get you hungry and evicted, you're living beyond your means with a flippant idea about the future.

I say this because I'm tired of the media stories sensationalizing "the family that can't eat" because of the shut down.

---

It would appear you have a flawed sense of reality for many people. Do you have kids by chance?

My wife keeps asking me if I think things will get bad because of this and every time I tell her no. The thing that bothers me is the idea that people are being evicted. Whatever. A squatter could move into your house and it'd take you six months to get them evicted through the courts. No one is getting evicted this fast.

Quote:

---

Originally Posted by hurley842002

It would appear you have a flawed sense of reality for many people. Do you have kids by chance?

---

What he's saying is absolutely correct, but that doesn't mean that most people do that. An economist recently won a Nobel Prize for his work that shows that people mostly do NOT follow economic models that predict how people should act. I've certainly had times that I've had months of income, but due to my own poor choices, I mostly am not in that state of financial security.

Quote:

---

Originally Posted by Irving

My wife keeps asking me if I think things will get bad because of this and every time I tell her no. The thing that bothers me is the idea that people are being evicted. Whatever. A squatter could move into your house and it'd take you six months to get them evicted through the courts. No one is getting evicted this fast.

---

Yeah, that's a bit dramatic, our upstairs neighbor was several months late before they ever got the boot, the late fees you are likely to incur on the other hand, will probably be steep.

Quote:

---

Originally Posted by hurley842002

It would appear you have a flawed sense of reality for many people. Do you have kids by chance?

---

Flawed is debatable, kids...no. Assuredly, this cannot be the first time you've heard it's wise to have several months of living money saved up?

Quote:

---

Originally Posted by Irving

What he's saying is absolutely correct, but that doesn't mean that most people do that. An economist recently won a Nobel Prize for his work that shows that people mostly do NOT follow economic models that predict how people should act. I've certainly had times that I've had months of income, but due to my own poor choices, I mostly am not in that state of financial security.

---

Of course you should have a nice chunk saved for emergencies, no sane individual would say otherwise, but there are plenty of circumstances out there, where folks don't have that buffer, and it's not always due to poor choices as Kowalski suggests.

Quote:

---

Originally Posted by Kowalski Lives

Flawed is debatable, kids...no. Assuredly, this cannot be the first time you've heard it's wise to have several months of living money saved up?

---

No it's not wise guy, did any part of my post suggest that?

I don't know what you're readin', Hurley....but I'm not fightin' witcha.

The phrase "poor choices" was not used in anything I posted or suggested.

Quote:

---

Originally Posted by Kowalski Lives

I don't know what you're readin', Hurley....but I'm not fightin' witcha.

The phrase "poor choices" was not used in anything I posted or suggested.

---

Your initial post, paints all Gov employees with a broad brush, and suggests that if they don't have 6 months of savings, they are irresponsible with their money, and that is just not the case for everyone.

I'll bow out of this thread tho, because like one of the other forums I frequent, I'm guessing 99% of the members here are not fond of Gov employees anyway, so arguing my point isn't going to do any good.

Hurley, it's not about bowing out of the thread, nor was the gov job aspect an issue about being prepared.

And in no way am I against gov workers.