Every other thread gets left up. It's not like someone is going to show up 31 months from now and be like "where you at bro?"
However, had that thread been left up, I would have set a reminder on my phone for 31 months from now to do exactly that.
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Every other thread gets left up. It's not like someone is going to show up 31 months from now and be like "where you at bro?"
However, had that thread been left up, I would have set a reminder on my phone for 31 months from now to do exactly that.
Grats to you and the new soldier!Quote:
Originally Posted by wyome
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Originally Posted by Irving
There's this REPORT Icon lower right side . Maybe the OP asked for it to be closed. Some members do act responsibly. Unless they're having a hard time finding a FFL [panic]
Oil change on our new diesel is @10,000 miles. But at a cost of $140 owner or $200 dealer.
Average 24.5 mpg mostly city so far.
Jeep GC with 3.0l. V6 diesel
Just fyi
Whoops, jumped in a bit late on this thread.. Didn't see I was responding to an older post... Diesel vs gas..
Carry on. Lol
...
That's great mileage. I've been averaging 16.2-16.8 city and 18 mph all highway in the 2002 GMC Envoy I've been driving. That's with a 32' ladder on the roof at all times as well.
ammo prices not really any better in Oklahoma....22lr is a pain to get here also..... .223 seems readily available
I can get 40 round pmags out here too...who knew
when you going Odyssey ?Quote:
Originally Posted by Irving
Well, family was asking me if I want them to just loan me money so I can buy something because they'd like their ride back. I declined because I can just use that HELOC to fill out whatever I don't have in cash. As the weather is calming down, money is really starting to pick up so a few more weeks and I'll be sitting pretty good if this keeps up. Just this week for example, I made more than I did in two weeks at my last job.
Potentially looking at a diesel GC 4x4....knowing what you know now would you still do it?Quote:
Originally Posted by gnihcraes
I'd weight the interest rate between the 2. That HELOC is as you say pandora's box. First it's for redoing the kitchen, then bathroom. Next you know, there's a 1-2 year old vehicle in the driveway. $$$ leaking like the girlfriends unexpected period.Quote:
Originally Posted by Irving
There's no such thing as an unexpected period, except for the very first one.
I never plan to use the HELOC for anything. That rate is 4%, and the rate on a family loan is 0%. However, my family has helped me plenty throughout my life, and I'm a big boy now so I'm not taking any more money from them. Despite the high mileage I'm putting on the borrowed car, I've maintained it and even made some repairs so it will come back in slightly better shape.
Mah HeroQuote:
Originally Posted by Irving
Just checked my stats. In February I spent $69.81 in gas, not including that trip to Omaha because the company reimbursed me, and I averaged 17.55 mpg. (This was only for one week though)
In March I spent $299.57 on gas and averaged 17.55 mpg.
This month I'm at $79.56 on gas and only averaging 16.77!!!
Your stats are dropping. Better quit driving while your ahead.
HELOC's can be very dangerous. The one thing I refuse to ever screw with is my home. No HELIC's, no refi's, no 2nd mortgages - I just let it ride & keep making my payments.
Today I drove from Highlands Ranch down to Peyton, only to get a text that I wasn't really needed when I was only 20 minutes away. I arrived, said hello, then left to make it back up to my Parker appointment. At least I got a trip charge.
HoneyBadger was trying to give me a hard time about the HELOC and a car purchase, but I explained that I was applying for a HELOC regardless because I've developed an addiction to acquiring as much available credit as possible. Needing to buy a vehicle at the same time is just unfortunate timing, and not the reason I got the HELOC. On a similar note, our debt level has now reached $500 at 0% interest, not including the mortgage, on which I'm several years ahead.Quote:
Originally Posted by theGinsue
And don't anyone think I'm being hoity toity. I have next to zero savings and retirement, so I had to make an extreme life change over the last few years. Things are looking up!
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Originally Posted by Irving
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Originally Posted by Great-Kazoo
BINGO!Quote:
Originally Posted by Great-Kazoo
Just be careful. I've got no room at my place for you & your family. And besides, Gloria scares me.Quote:
Originally Posted by Irving
Don't forget her birthday (for ten years in a row) and you'll be fine.
No drama - just problem solved.Quote:
Originally Posted by Irving
Wow, that must have been 50 pages back. [Shock]Quote:
Originally Posted by gnihcraes
I got about 15.2 mpg in my Xterra. Hopefully my new car will get between 23-28.... BUT, something I didn't consider is that I'll need to put premium gas in it, so that adds about 5-10% to the price of gas, depending where you are. Even cheapskates recommend premium in this car. Bummer.
I'll still give you hell about a HELOC. Nothing is worth putting your home at risk. If you can get out of debt, (which I know you can and basically already have) why not just save up to buy what you want instead of borrowing and paying a "stupid tax" (interest) on it? And why the heck would you sacrifice your house as leverage for it???Quote:
Originally Posted by Irving
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Originally Posted by HoneyBadger
Looking like his title needs to be changed to Nosey Parker Pickels
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Originally Posted by HoneyBadger
^This
I'm not really risking anything since I can afford the payments. I realize how that sounds. Realistically, I'd transfer the amount to a credit card for a one time transfer fee and comfortably pay down the balance interest free in a few months. I can't borrow the car forever, is the reason for not being able to save up 100% of the purchase price. I'll be halfway there by next Friday.Quote:
Originally Posted by HoneyBadger
I'm going off the rails on a crazy train
Bob Dole is with me
Great, all this car talk and now my repair issues are adding up...
Don't even get me started on that Slaytera666 thread.Quote:
Originally Posted by Great-Kazoo
All I see in my mind now is Bob Dole rocking out to Ozzy...that's funny
Ugh, getting up to go be on a roof in an hour.
I have to put in an ac system...
At least you'll be making more money. Have fun.
I have to hit the road and drive home from Oklahoma....would have been on the road 2 hrs ago if it wasn't for the family dragging ass
True. I'm dragging ass today. Watched breaking bad till 230. Damn I make bad decisions. I guess it's better than being hungover, which would be a worse decision.Quote:
Originally Posted by Irving
That house I was at this morning probably needed you. We were looking for a roof leak and everything was tight and correctly installed. I just happened to look over the edge and saw a drain pipe just above the second story window. I asked if they had a humidifier and they did. I told them they needed to contact an HVAC guy.Quote:
Originally Posted by hghclsswhitetrsh
After some basic calculations, I should be saving quite a bit of money with my car switch.
I project that the Xterra would cost me about $40,500 to own for the next 5 years (9,500 depreciation, 11400 gas, 15000 still owed in payments, 2500 insurance/registration, about about 2200 in tires and maintenance).
I project that the new car will cost me a maximum of $22,800 to own for the next 5 years (2,000 depreciation, 6600 gas, 4400 total purchase price+registration, 2200 insurance/registration, and an estimate of 5800 for tires and maintenance).
The Xterra numbers above are pretty accurate, but I priced everything for the new car pretty liberally. Depreciation, insurance, and registration will probably be a bit less than the numbers above, and I don't expect to dump $1000 every year on broken stuff... but even if I spend $2000 a year on unexpected maintenance, I'll still be about $13,000 ahead after 5 years. And all that is assuming that nothing would break on the Xterra and just about everything would break on the new car.
Test drove an '05 Odyssey today with 98k on it. They sold the one with 83k last week. Have an appointment to have it looked at by a mechanic on Monday.
Awesome. Lots of miles left in that.Quote:
Originally Posted by Irving