Might work out to your advantage, you can always buy it back as a salvage and hopefully have some coin left in your pocket.
Sent from my Otterbox Defended Tactical iPhone using High Capacity "Clips".
Printable View
Get three quotes from shops, tell them to write the check and keep driving. Does not matter what the market value of your car is. Only matters what limits his ins is and in your case you are fine.Quote:
Then, this last Wednesday, I got called to the front desk of an alternate work location to find that someone backing their truck out of the spot next to me put a huge dent in my rear quarter panel. At least he stopped & reported it. While his insurance company will pay to fix it, they may end up totaling my car since the damage may exceed the legal percentage of my cars value (It's a big dent & the car's market value is low, even though it's high to me). Just more proof that I'm a shit magnet.
My truck that is cosmetically challenged? I paid 10K for used. 6 years later when the kid hit me the repair was going to be $8k because of the gooseneck in it. They wrote the check and I bought the camper. Truck still works fine.
Your cars value does not mean squat in this case. Only thing that could affect it is a preveous claim on that part or prior damage.
P.S. They can't "total" your car in this case. If it was YOUR ins then yes but his company has to return your car to the way it was unless something has changed.
It passed inspection because the inspection departments of most cities are JOKES!
The city only wants its money and nothing else. They send out an unqualified person out there that takes a peak at it real quick and then goes back into his A/C in his taxpayer funded car.
I personally know a retirement building in Fort Collins that has a 1 million BTU + boiler venting out the side wall right next to a back entrance and right below tenants bedroom windows. In other words...TOTALLY AGAINST CODE AND VERY DANGEROUS!
It passed inspection.....
If it was truly about public safety they would make the permits $15 and send quality people out to inspect them. Instead they make the permits in some cases well over $150 and so people just end up not getting them.
TheGrey,
If you have any questions send me a PM
HVAC guys,
I'll be sending PMs when I'm in a better frame of mind. I was busy typing up my situation and a list of questions and my computer suddenly decided to shut off. No reason, no warning, JUST SHUT OFF. Because it could.
I'm going to spend the rest of my night sitting in my chair, a cat in my lap, a cold beverage on the stand and I'm not going to clean up another ^%%$#^$#@^$%$##@ mess or fix another thing tonight.
Thanks for the commiseration and the good karma. Tomorrow's another day.
(Hopefully a coolish one.)
I think we could do an Airlift for Grey...
I'm in for a cold suitcase of his preferred choice of beverage.
I feel for you Tan. Please let me know if I can do anything to help. I the mean time - just ignore the world around you and get in some actual relaxation.
OKay, here's where things are at right now:
The lights in our kitchen have given up the ghost. Apparently the fire we had last fall pushed them right to brink, and now they just hum and flicker as though possessed.
We are making due with a clip desk lamp on the bottom of the cupboard by the sink, a lamp on the sideboard and the light from the microwave.
Our HVAC absolutely cannot keep up with the summertime heat.
The sink in our downstairs kitchenette has now decided that when we empty the kitchen sink upstairs, it is time to overflow. Oh, and when we use the dishwasher. Or the washing machine. Apparenty, the f*cktard that had the home before us determined that hey, I can rework the plumbing, and don't need no steeking vents. Unfortunately, we were unaware of this problem for a couple of days, and as a result, carpeting, linoleum tiles and several cardboard boxes have enjoyed a nice soak in some incredibly stinky sludgy water. I out out a call to the neighborhood handyman, who will be here on Tuesday to see what can be done before i have to sell my plasma to cover a plumber's bill.
Oh, and we have company coming from out of state, and they will be staying with us in less than two weeks.
I get to play "off grid" with two dishpans in a dark kitchen. Pioneer days, anyone? [facepalm]
I know, it could be worse. We have a roof over our heads. We have electricity. Etc.
But man, it's hard to believe how much you take your kitchen for granted! And your drains. And dishwasher. And lights.
Amazing how homeownership teaches you the true meaning of "prioritization."
Thanks for letting me vent, guys. [Beer] We'll get through this. If nothing else, we'll close off that ^%%$$# sink/drain downstairs until we can address the issues at our leisure, when we have more $ in the bank.
Sounds like you are having the "Trouble comes in threes" all at the same time.
From what you are saying, you have fluorescent lighting in your kitchen, for what finding and replacing the ballasts & lamps will cost you could probably get new fixtures.
For the plumbing, I got nothing other than to wish you good luck and hope it is a cheap fix.
At least you don't have to run out to the well to fetch a bucket of water to do the dishes.......
I always hated the fluorescent lighting in the kitchen.
We just had the neighborhood handyman stop by and check out the lighting situation, and suggest some inexpensive changes, beginning with getting rid of those stupid, inefficient fixtures and going with some others. Once we pick up what we need, it should be a pretty inexpensive fix. That's good news! :)