Valid question. I'm not sure.Quote:
Originally Posted by hollohas
On second thought, they can write you a ticket for just about anything with ZERO justification. Then the burden is on you to defend yourself in court.
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Valid question. I'm not sure.Quote:
Originally Posted by hollohas
On second thought, they can write you a ticket for just about anything with ZERO justification. Then the burden is on you to defend yourself in court.
I believe you can. It has something to do with one of the rules of operating a motor vehicle requires carrying(not just maintaining) valid proof of insurance. However, if you show you had valid insurance at the time of the stop, they'll just drop the violation.Quote:
Originally Posted by hollohas
It was probably 2 / year x several years.Quote:
Originally Posted by Dave_L
It didn't help that I claimed a new JK hardtop that had a baseball size "crush" damage spot.
My wife had two speeding tickets, I had the JK claim and I think one other minor accident years before.
At least we got the JK top out of them before they dropped us and they were pissed because they couldn't find one sans windows and had to pay extra. I'm sure that was the final straw, but when I marched into my agent's office complaining, he pulled my file and his first comments were on the windshields.
"Your son (his employee) said they were 'free' to us!!!"
Well they are, but enough dings you! I drive my 199X camry up to the mountains every year and it has been so pitted for a decade and you're claiming a new windshield every year! If I would have known I'd have said something.
"Yeah, well, your son did. That's why we claimed them all…"
I told him to up our rates and "fix it." He said he couldn't, it was all on underwriting in Greeley. Well, then I didn't feel so bad about that office getting shut down and all of them losing their jobs or having to transfer. Sorry I was so petty about it at that point, but, whatever. Edit: In the end it worked out awesome since we saved a bunch of money and got WAY more insurance coverage elsewhere. But now I pay for windshields.
Which company are you with?
Yep, cabbage!Quote:
Originally Posted by th3w01f
Oh, State Farm was nice enough to "let us keep" our home insurance. Haha, fawk off, the house goes with. I'd had them since residency right out of college too.
And ever since, I've paid cash on windshields. [Roll1] In fairness, I actually never did fix the chips, I'd just let them crack across the entire length and claim a new one.
In fact, I have a huge crack halfway across on my CTD right now. However, it basically only gets driven to bike races, camping, or in winter weather at this point. I'll deal with it come Spring, I suppose.
That's my point. I carry my smart phone with me in the car at all times so technically I am carrying proof even if the paper copy is expired. Anyone familiar with the statutes? Is a digital insurance card valid proof? Cstone, I'm looking at you...Quote:
Originally Posted by Dave_L
Dave_L is right in that it doesn't matter because they'll write you a ticket for whatever you want. I remember we had a friend back in the day that had one of the first Mitsubishi Evos in the state and would get pulled over for the FACTORY wing obstructing the view out the back window.
Caveat: I am not a Colorado Peace Officer
With that said, here is what I can provide:
From TITLE 10. INSURANCE
PROPERTY AND CASUALTY INSURANCE
ARTICLE 4.PROPERTY AND CASUALTY INSURANCE
PART 6. AUTOMOBILE INSURANCE POLICY - REGULATIONS
C.R.S. 10-4-604.5 (2014)
10-4-604.5. Issuance or renewal of insurance policies - proof of insurance provided by certificate, card, or other media
The insurance identification card may be provided in either paper or electronic format. Acceptable electronic formats include display of electronic images on a cellular phone or any other type of portable electronic device.
The charge normally listed on the summons is:
C.R.S. 42-4-1409 (2014)
42-4-1409. Compulsory insurance - penalty - legislative intent
(3) (a) When an accident occurs, or when requested to do so following any lawful traffic contact or during any traffic investigation by a peace officer, an owner or operator of a motor vehicle or low-power scooter shall present to the requesting officer immediate evidence of a complying policy or certificate of self-insurance in full force and effect as required by law.
(b) As used in this section, "evidence of a complying policy or certificate of self-insurance in full force and effect" includes the presentation of such a policy or certificate upon a cell phone or other electronic device.
(6) A person charged with violating subsection (1), (2), or (3) of this section shall not be convicted if the person produces in court a bona fide complying policy or certificate of self-insurance that was in full force and effect as required by law at the time of the alleged violation. The court clerk's office may dismiss the charge if it verifies that the person had a valid policy in effect at the time of the alleged violation using the uninsured motorist identification database created in section 42-7-602.
Didn't they in the last couple years link the insurance companies and the DMV computers together so the police can see if you have it or not on their computers ? I thought that happened ....
I once handled a Chevy S-10 single cab vs telephone pole claim. The driver was 13 with 14 and 15 year-old passengers.Quote:
Originally Posted by Tinelement
Yes. When I bought my last car it was already in there system a week after I added the car. I had forgot the card when I went to the DMV.Quote:
Originally Posted by clublights
Why is that? I've used our ins for this baybe 4 times in 6 or 7 years and haven't had them raise rates or anything. And it's part of my coverage that I pay for, so why not?Quote:
Originally Posted by Irving
I'm not sure if, by law, digital proof is adequate, but I got into a wreck and didn't have my paper copy. I renewed a week or so before and just forgot to print it. I logged on and showed the State Trooper my phone and he was fine with it. It was funny too, because I had terrible cell coverage and it took forever to download.Quote:
Originally Posted by hollohas
$50 is a bargain; mine was $79. Every encounter I had with LEO on the road was positive until I ran upon the windshield lady who pissed me off. It is hard to stomach the inconvenience and cash for something so stupid, but I guess it happens. However, the positive experiences certainly outweigh the negative ones. My LEO neighbor was rather funny though; his sentiment was the same as mine as he pointed out the crack in his department issued unmarked vehicle's windshield.Quote:
Originally Posted by HoneyBadger
Yes, it is. Crossing any solid line, be it white or yellow. That is why they paint solid white lines in construction zones to keep people from changing lanes.Quote:
Originally Posted by rbeau30
They are allowing this now for proof if you don't have the current card. Also, the insurance companies report to the state and your registration information on his computer will also show it being valid or not.Quote:
Originally Posted by hollohas
Just testing the waters...
http://www.foxnews.com/politics/2014...e-mistake-law/
Likewise. It's one of the selling points outside the cost of coverage for what we receive. Maybe some people Aren't in Good hands.Quote:
Originally Posted by GilpinGuy
I'm not trying to discourage anyone from using their coverage. I've never even checked if any of my policies cover windshields, but I highly doubt it. Anything like spent forgiveness, or free windshield repair comes at additional premium, and the low cost of a new windshield once every few years is not worth the price difference to me.
Never put your amendment 64 bumper sticker next to your 2 amendment bumper sticker....
Thanks for the responses on electronic proof of ins.
Merry Christmas.
Here is an offer to spend $19 for a $100 off credit toward a new windshield.
It should offset the $50 fine...a fine with no 'points' I might add.
http://local.amazon.com/denver-north...auto_vfe_deals
And we have a winner!Quote:
Originally Posted by Colorado_Outback
Solid painted lines on the highway are known as regulatory and or channelization lines. They are intended to guide or regulate the flow of traffic in that given lane.
It is unlawful to cross them, signal or not.
City and County of Denver made millions on the old airport tunnels over I70. The lanes were channelization lanes and they would write scores of tickets in one day on them.
Question for the LEO folks on electronic proof of insurance: if you hand your phone to Joe Occifer have you given up any reasonable expectation of privacy regarding the content of said phone? Meaning if you hand it to him is that essentially consent for him to nose through it?
Meh, I've replaced windshields twice in 25 years. One was pitted from driving through a sandstorm and the other had a 3 foot crack that ran along the base of the windshield but didn't interfere with my vision. I think I drove with both windshields for a year or so before replacing them. Never had a squawk about it from USAA, in fact one of their reps seemed to be enthusiastic about fixing or replacing windshields rather than having people go suffer from the effects on their vision when driving into the sun (the pitted one was horrible when I drove to Falcon AFS in the morning).
Has that happened to you?Quote:
Originally Posted by BPTactical
I'm not a lawyer, but like a lawyer, my answer is: That depends on the circumstances.
Consent is implied if you hand your phone to a LEO, however, under these cicumstances, your consent is specific and limited to the document you are showing the LEO. Like all consent, it can be withdrawn at any time, for any reason. When consent, the search should end and the phone should be returned. If however, seconds prior to consent being withdrawn, the LEO happens to glimpse your Kitty Porn, the LEO will maintain possession of the phone and obtain a search warrant to have the phone forensically examined and a good case built to obtain an arrest warrant for you.
I would think most cops would be OK with you showing them the doc on your phone and not need to handle the phone while doing so. After all, no one wants to accept a brand new iPhone 6 from someone, drop it and then be liable for replacement. [Flower]
Nice offer, but it's not usable with insurance, and using my insurance to replace would save me more than $100.Quote:
Originally Posted by james_bond_007
Is it seriously that difficult to keep your vehicle in proper functional order so you are NOT a target for BS tickets? The same thing goes for having valid registration, and insurance documentation in your vehicle.
People who whine about getting BS tickets are usually the same people who have valid issues with their stuff (Cracked windshield, tail lights out, outdated documentation, etc). There IS a price to being a lazy ass in maintaining your vehicle or documentation. If you don't want to be a target for these kind of tickets, then maintain your stuff properly so you are NOT a target.
Your argument falls a bit flat when the first thing you do is acknowledge that the tickets are indeed BS.
Really? So you think having a cracked windshield is a legitimate public safety concern? Oh nevermind, you admitted that it was BS. [LOL]Quote:
Originally Posted by CHA-LEE
Also, thanks for calling me a lazy ass, but did it occur to you that maybe I don't have an extra $410 for a new windshield? (That was the safelite quote, btw) What if the windshield crack had occured that same day and it was not possible to get it fixed before I was pulled over? You still think that's my fault for being a "lazy ass"? What if the crack in my windshild has nothing to do with laziness, and maybe has to do with being fiscally responsible: I wasn't planning on replacing the windshield until Spring because the likelyhood of another crack during the winter is high and my family needs that money for more important things.
Honestly, if you are modifiying your behavior so as to not be a "target" for the police (as you said above) then congratulations - you live in a police state. Carry on about your day, citizen. [Shake]
HB, do you have USAA? They will generally replace the windshield for free because it's cheaper than the ensuing accident if it breaks while you're driving.Quote:
Originally Posted by HoneyBadger
I will look into that. But first, I need to look into Falcon AFS... ;)Quote:
Originally Posted by Aloha_Shooter
Thanks for the tip, I'll let you know what they say.
Pfffftttt ... I told you I was an old fart. I'm proud to have been a 20XX before we got jammed in with the coneheads and that penitentiary out east will always be Falcatraz to me.Quote:
Originally Posted by HoneyBadger
FWIW, when we met, I didn't think you looked very old. [Beer]Quote:
Originally Posted by Aloha_Shooter
It does not matter if the tickets are BS or not. There are many laws that allow the enforcement of BS tickets. That is the world we live in and that fact isn't going to change just because we don't like BS tickets. If you don't want to get shafted with a BS ticket then don't be a target for them. Or you can CHOOSE to be a target for BS tickets by not keeping your car maintained or documentation in order and take the risk on getting a ticket for valid violations of the law. If you choose to be a lazy ass and get nabbed for it, you really don't have a leg to stand on when you whine about it.
Its amazing how I have never gotten a BS ticket like this because I DO keep my vehicles properly maintained and have my documentation updated and available when requested. I have been pulled over for valid reasons, like speeding or changing lanes without a signal, several times and ended up not getting a ticket for anything. Did I deserve a ticket for the violations I performed? Hell Yes. I honestly can't tell you why I didn't get a ticket in the few instances where I didn't get one. But I think that being honest, polite and respectful to the officer regardless of the situation and having my vehicle in proper functioning order along with my documentation in proper order goes a long way in lessening my chances of being a Target for a ticket. Personally I think that a lot of the officers are looking for bigger fish to fry and simply want to see if you have outstanding warrants or crap like that when they run your info.
A cop once told me that a cracked/broken windshield has a lot to do with the integrity or lack of the integrity of the top of the vehicle being crushed in the event of a roll-over. Sounds right to me.
LOL typical statist.Quote:
Originally Posted by CHA-LEE
Also, the guy didn't have probable cause to pull me over in the first place and he lied about it. Go ahead and defend those actions while you're at it. [dig]
A cop once told me that "This is a no-fault state, so no one is at fault, you have to transport your pistol unloaded and locked in a container in the trunk, and that I HAVE to get a ticket for...something." ;)Quote:
Originally Posted by BlasterBob
But there probably is merit to the windshield thing.
There is definitely validity to the windshield adding strength to the shell of the vehicle, but take a step back and ask yourself: is it the government's responsibility to ensure you are making good choices?Quote:
Originally Posted by Irving
Kind of the same as seatbelt laws I think. If I don't wear a seatbelt (Note: I always do, because it's a useful and proven safety feature), would it affect anyone else? Is my windshield crack affecting anyone else or endangering the public?
Yes, it could be argued, perhaps not as easily as the seat belt analogy. What's the point though? We're all in agreement.Quote:
Originally Posted by HoneyBadger
I'll give ya "Kitty Porn"Attachment 53769
Yes, to the extent that at some point the crack endangers the safe operation of the vehicle due to the likelihood of it suffering catastrophic failure while in motion. THAT depends on the size and location of the crack and is really a value judgment. Like I said, I drove a truck with a 3 ft crack for over a year but it was my secondary vehicle and was in a location where it neither interfered with my field of view nor did it look like it was in danger of catastrophic failure. In your case, it probably wasn't that serious either but there is a hook for government interest and therefore intervention.Quote:
Originally Posted by HoneyBadger
If you're an illegal alien with 12 kids in the car, all without seatbelts, and you smash into the Taco Bell, and all your kids hit the windshield, and the windshield breaks, and half your kids smash into the side of the Taco Bell, who's gonna pay for their ER bill?Quote:
Originally Posted by HoneyBadger