Updated news on greenwood village home demod by police.

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Originally Posted by Irving

Insurance policies have a specific exclusion for police action. For example, if your house gets raided and torn apart, insurance won't cover.

Maybe he (the home owner) can get some traction because he wasn't the reason the police were there, but I don't know.

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I'm pretty sure the exclusion is for illegal activities on the part of the insured, not on the part of a 3rd party. ;) If I'm Walter-Whiting it in my basement I can't very well file a claim when SWAT kicks my door in and starts tossing flash-bangs, can I?

But in any case, he needs to file a claim. IF his claim gets denied, then he can come after the city.

Note that his home is worth $450k and he tried to get a 600k settlement from the city. Sounds to me like he's just tryna get paid.

You'd think so, but often rioting is not covered, which wouldn't be the fault of the home owner either. I agree that he should definitely file a claim. The insurance company stands to come out of this looking like the hero.

By the time he gets a check the house could be worth 600k. The "Justice system" is slow.

Too little facts reported to make any educated suggestions. Big surprise.

If it was the mayor or a local judges house, it would have already been repaired. Hopefully a federal jury will have the city pay for it.

Rebuilding costs often exceed the market value of the property, as demolishing the existing structure, repouring the foundation, permitting(which GVR has been giving him grief over) etc. add to the costs. When our next door neighbor's house burned down, taking the other half of the duplex with it, their insurance company paid out over $230k on the claim where the unit was at about $110k market value, and they didn't replace the external walls or the foundation.

Not to mention cost of having to live somewhere else.

I would bet personal items were destroyed in that mess as well.