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I've found the belt makes a huge difference when paired with a holster designed to distribute the weight properly.
I wear a Filson double 1 ½ and an 1 ¼ for dress slacks.
http://www.filson.com/products/1-1-2-double-belt.63215.html?fromCat=true&fvalsProduct=mens/accessories/belts-suspenders/workwear&fmetaProduct=10111213
Since the OP is local - Check JAX as they sell both sizes in stock.
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my new fav holster is the belly band i picked up for 14 bucks from cheaperthendirt.com it doesnt move around at all and there is no weight on my pants or belt whatsoever
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Can not say too many good things about a good belt. Get one that is designed for CCW use and can stand weight of a handgun and couple of mags.
One thing to consider is IWB holster, that has belt loops far away from each other. I just love my Galco V-Hawk :)
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IWB issues
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IWB? Look no further than Industry Partner nogaroheli. Dain will hook you up at a reasonable price.