Precisely. Rates went up only weeks after ObamaCare was passed because the insurance companies need to pad the bank to pay for the expected/unexpected consequences of the law. I have no delusions about that.
Oh, and also, I have to pay an extra $750/year just because we choose to put my wife on my insurance rather than her work's crappy insurance. Employees's who's spouses don't work/have an option for their own insurance, don't pay the $750.
I pay $750 more for the exact same insurance than a coworker who's spouse doesn't work. Discrimination? Perhaps...

