I've had heart burn for going on three days now. I'm going to see if some grape flavored campaign is the cure. I'm doing a tile repair in my bathroom shower right now and it sucks. I just need to get it done so it's not an issue when the appraiser comes around. I'm trying to refinance our house into a conventional loan so I can get rid of the mortgage insurance that is wasting $169 a month of my money.