The post whore thread.

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02-18-2016, 23:20
Great-Kazoo

Quote:

Originally Posted by HoneyBadger

If you're looking for some .223 or 9mm projectiles, I have some of each, along with brass, primers, and powder. Maybe your bird can fly out here in a few months and pick them up for you.

What am i, chopped liver?
02-19-2016, 00:10
Irving

Okay, I appreciate your explanation of front loading commissions. Could you circumvent this by purchasing $1,000 in funds, then the next day, week, month, whatever, put the rest of the money you want into the fund? Or does that 5% commission come out of every single investment? If the commission comes out each transaction, it'd be interesting to see the numbers over 1, 2, 5, 10, and 20 years on investing $500 a month in a front loaded mutual fund compared to the static 1% of the Vanguard fund.
02-19-2016, 00:16
HoneyBadger

Quote:

Originally Posted by Great-Kazoo

What am i, chopped liver?

If you please. :)
02-19-2016, 00:20
HoneyBadger

Quote:

Originally Posted by Irving

Okay, I appreciate your explanation of front loading commissions. Could you circumvent this by purchasing $1,000 in funds, then the next day, week, month, whatever, put the rest of the money you want into the fund? Or does that 5% commission come out of every single investment? If the commission comes out each transaction, it'd be interesting to see the numbers over 1, 2, 5, 10, and 20 years on investing $500 a month in a front loaded mutual fund compared to the static 1% of the Vanguard fund.

This is a completely valid question, and I am not qualified to answer it for you. I think many front-loaded funds probably have minimum investments (sometimes $10k or more), but I'm not sure if that applies to additional investing over time. Time to call a broker. I don't have a broker and I manage some pretty simple stuff on my own through my bank (USAA) but I am going to have a broker within a year or two (because I'll be contributing a decent amount into my retirement and other investments again).
02-19-2016, 00:20
HoneyBadger

Quote:

Originally Posted by Great-Kazoo

Decided he was going to start acting like an adult.

As opposed to the rest of us... [Abused]
02-19-2016, 00:54
Irving

I'm going to ask my stock broker if he would recommend me getting a stock broker. Interested to hear what he says.
He's not MY stock broker, he is my friend, that professionally trades stocks. Also, where is Mr. Pena when we need him?
02-19-2016, 03:33
HoneyBadger

The middle of the night is not the best time to research funds. After a few hours, they all look the same and I forgot the reasons I wrote some of their symbols down in the first place. [facepalm]
02-19-2016, 11:14
Irving

H. BADGER, this is tonight's homework assignment. It is a brief read.

http://www.madfientist.com/ultimate-retirement-account/
02-19-2016, 13:31
HoneyBadger

Quote:

Originally Posted by Irving

H. BADGER, this is tonight's homework assignment. It is a brief read.

http://www.madfientist.com/ultimate-retirement-account/

S. PICKLES, I might get to it. I'm working the night shift for the next 5 days, but I don't know if I'll have free time or access to a computer.
02-19-2016, 14:13
OldFogey

I have an HSA. Getting them to reimburse medical expenses is akin to pulling teeth. You can get the money (that YOU put in) if you're willing to tug hard enough. Better than no HSA? Yes. Would I want to try getting disbursements regularly? Ouch.