No drama - just problem solved.
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Wow, that must have been 50 pages back. [Shock]
I got about 15.2 mpg in my Xterra. Hopefully my new car will get between 23-28.... BUT, something I didn't consider is that I'll need to put premium gas in it, so that adds about 5-10% to the price of gas, depending where you are. Even cheapskates recommend premium in this car. Bummer.
I'll still give you hell about a HELOC. Nothing is worth putting your home at risk. If you can get out of debt, (which I know you can and basically already have) why not just save up to buy what you want instead of borrowing and paying a "stupid tax" (interest) on it? And why the heck would you sacrifice your house as leverage for it???
I'm not really risking anything since I can afford the payments. I realize how that sounds. Realistically, I'd transfer the amount to a credit card for a one time transfer fee and comfortably pay down the balance interest free in a few months. I can't borrow the car forever, is the reason for not being able to save up 100% of the purchase price. I'll be halfway there by next Friday.
I'm going off the rails on a crazy train
Bob Dole is with me
Great, all this car talk and now my repair issues are adding up...