FEMA Risk Map

Have ya'll seen this? I may have seen this referenced here, but I find it very interesting from the perspective of where I live, versus where I may want to live, etc. I already pay too much in insurance, and I hear about Insurance companies abandoning state markets, etc. They have to be looking at this data?

I also wonder how real this is, but am pretty sure lots of money is spent on maintaining this, so take it for what it is worth.

Map | National Risk Index (fema.gov)

Otherwise this serves as pure map porn, too.

-John

I still prefer the red Florida coastal area. Your house has to be made of certain materials. Some locations are just silly, it's gonna flood bad there. You have to have a backup generator, power being out for 5 days is not uncommon. And you have to be prepared to evacuate, CAT 5 hurricane you have to leave.

Much of that data they use is quite old. They're updating base flood elevations regularly. It effects how we assess payments with the NFIP.

Abandoning states from insurance companies has nothing to do with flood data. California has been ignoring their requests to up rates for years and now the companies don't find it profitable.

Flood is a defined term and your homeowners policy won't pay for it. You need flood insurance. However the definition isn't the same as the common usage of the word. It's specifically for water that has hit the ground outside and has inundated 2 or more acres OR 2 or more properties.

From the site:

Attachment 94308

so, pretty much bullchit.

I recently tried to get a quote on new home insurance, and they won't do it. I live in Old Colorado City here in the Springs, and according to that map it's not wildfire or other real dangers here. Starting to bum me out that it's just going to get harder to insure things in the future.

Quote:

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Originally Posted by ChadAmberg

I recently tried to get a quote on new home insurance, and they won't do it. I live in Old Colorado City here in the Springs, and according to that map it's not wildfire or other real dangers here. Starting to bum me out that it's just going to get harder to insure things in the future.

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High risk of hippie infestation [Coffee]

freakin' hippies!!

https://tenor.com/view/fukn-hippies-...k-gif-22948071

IMO, that is a very contrived product. The government is intent on keeping the taxpayers in the dark.

Attachment 94335
Definitely interesting to see how they track the risks from one place to another.

There must be some rhyme or reason on these maps. However, what that is I am not sure.

As someone else pointed out above, there are a lot of social indexes in there, that's why all the major cities are red. But even red, you can see it down to the neighborhood. Downtown Denver, 16th street mall, is the only red in metro Denver.

But then there is red in Sterling Colorado, theoretically this place is just nailed by hail, etc.

-John

I think Sterling, Colorado is red, because there is little to no Community Resilience.

They get nailed, they are done.

-John