Quote Originally Posted by hurley842002 View Post
It would appear you have a flawed sense of reality for many people. Do you have kids by chance?
What he's saying is absolutely correct, but that doesn't mean that most people do that. An economist recently won a Nobel Prize for his work that shows that people mostly do NOT follow economic models that predict how people should act. I've certainly had times that I've had months of income, but due to my own poor choices, I mostly am not in that state of financial security.