Just out of curiosity, anyone who is signing up for their credit monitoring, do they request to have a CC on file so they can bill you after the expiration of your "free" term?

By appearances this deal is setup to earn them a profit, look nice in the media, while costing nothing. I wouldn't be too suprised if nobody gets a cash payment, because the cost of "visa cards" alone will exceed the $31 Million dollar fund without loading a single penny onto any of them, a judge will probably rubber stamp a motion to call that exhausted. So they get to have Millions of people enroll in a service that doesn't actually cost them virtually anything to "perform", they get to pay themselves for doing it, and then, at the end of the term, I'm betting a lot of people get auto-billed some crazy fees.

Ahhh, the American way.