Update on my car wreck

[hollohas]

Funny, lots of talk about how insurance companies only want to make money and will screw you for it...

But lawyers, those guys only want to help people.

HA!

I was in a accident about a year ago. Fault was put on me even though someone else ran a solid red light in front of me and the other 45mph traffic.

My insurance (Geico) totaled my car, paid off my loan and mailed me a check for the extra, paid for the repairs for the car I hit, paid for my passengers medical bills and paid for the other driver's medical bills. Everything was paid without a question. And my rates have stayed the same.

Damn, they screwed me, huh?

I have no doubt insurance companies want to make a profit. What other reason are they in business? But guess what, lawyers are in business to make a profit too.

Ridge, I hope you get fixed up and feeling better soon.

[Ronin13]

He gave incorrect insurance company info. Sounds like Ridge received a letter from this guy's real insurance company once they found out about the accident.

Ah, thanks for clearing that up... I was confused there.

[Snowman78]

Lets face it, Insurance adjusters are thieves looking out for the company at the expense of YOU.
you need an adequately experienced thief to get what is rightfully due to you.
If thhis were not true, there would be no Lawyers.

This is such bullshit, maybe some adjuster may be thieves but not all of us.

[Ridge]

I gave my insurance company a call this morning regarding this, and it looks like this guy's insurance company just made contact with them as well, as the claim was updated today.

And my adjuster said he can open a medical claim as soon as I schedule an appointment with a doctor.

[CO Hugh]

As stated earlier, get an attorney, but remember while the insurance companies are paying, the suit/claim is against the driver. Most insurance companies won't settle a case without releasing the driver, but if you are beyond policy limits, a judgment against him may make his life hell some day.

That is what uninsured coverage is for. I have a friend that also put UM on his umbrella and it paid off.

[xring]

I can only speak for myself but I sincerely hope that those here who are employed in the insurance industry realize that just because I perceive the consumer relationship to insurance industry to be advesarial it is not a reflection on the character of those employed in the industry. The polarization I see occuring in our society is worrying to me. My belief is in issues other than the constitution, it is every individuals responsibility to evaluate every issue seperately ethically and logically to determine appropriate course of action, not simply parroting opinions presented to us by the media or our peers. It is only from this base that one can move with a sense of purpouse as difficult as that is . When topics that are brought up that are close to home the ability to engage in a unemotional analysis are often affected. Irving you have often demonstrated that you are open minded to discourse and I value that. Besides that you guys have guns and probably know how to use them.

[xring]

As stated earlier, get an attorney, but remember while the insurance companies are paying, the suit/claim is against the driver. Most insurance companies won't settle a case without releasing the driver, but if you are beyond policy limits, a judgment against him may make his life hell some day.

That is what uninsured coverage is for. I have a friend that also put UM on his umbrella and it paid off.

I buy the largest coverage they will sell me including the $25k medical that you have to write in to get that was mandatory before the law changed, and yes uninsured motorist. I wish i could buy $250k medical on the auto insurance.

[ChunkyMonkey]

2 Lessons from what have been posted..

1. Find a good trusted insurance company
2. Find a good trusted lawyer

Both are oxymoron, but if you are self employed and small business owner, you have two of these on your speed dial.

[Ridge]

I've been very happy with my insurance company. Progressive.

I called them the day of the crash, and they had me in their service center the next day and cut me a check for twice what I would have been able to sell the car for prior to the accident.

[BPTactical]

I've been very happy with my insurance company. Progressive.

So your happy supporting George Soros?