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  1. #11
    Witness Protection Reject rondog's Avatar
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    Quote Originally Posted by Dave_L View Post
    Can I confirm for sure? No. But I do know that DMV shares info with insurance companies. Hence why you don't always have to provide proof of insurance when you renew your tags. They may already have it in their database. One could only assume that LEO's have access to the same database.
    That's what I was thinking....DMV always knows.
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  2. #12
    Stircrazy Jer jerrymrc's Avatar
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    Quote Originally Posted by rondog View Post
    That's what I was thinking....DMV always knows.
    No they don't. They like sending threatening letters to people claiming that they are driving around without insurance when in fact you sold the car 2 years ago. Got one of those once. 6 cars insured with 2 company's and they say I am uninsured. stupid gits.
    I see you running, tell me what your running from

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  3. #13
    QUITTER Irving's Avatar
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    Quote Originally Posted by jerrymrc View Post
    No they don't. They like sending threatening letters to people claiming that they are driving around without insurance when in fact you sold the car 2 years ago. Got one of those once. 6 cars insured with 2 company's and they say I am uninsured. stupid gits.
    I'm trying to think if I ever once sent a cancellation certificate on personal auto coverage while I was an agent, and I'm pretty sure I never did. Dave? Ronin?
    I don't even know who I'd send it to except for the DMV, and they can choke.
    Last edited by Irving; 05-03-2013 at 18:49.
    "There are no finger prints under water."

  4. #14
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    My own experience:

    When an officer runs a plate, he can get back the results "Insured," "Exempt," or "Unknown."

    "Insured" means that DMV has something current on file. It may have been cancelled three days after they got the submission, but they have something.

    "Exempt" means a certificate of self-insurance on file at DMV. You usually see that with fleets.

    "Unknown" means that DMV doesn't have anything on file. Most of the "unknown" drivers I've stopped did have valid insurance, and some of the "insured" drivers weren't actually insured, but DMV didn't have their s*** straight. (Try not to be too surprised by that one.)


    ETA: Post 223!
    Last edited by centrarchidae; 05-03-2013 at 18:52.

  5. #15
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    When i clear a plate it usually has insurance information such as insured, exempt, or unknown. DMV is not accurate as far as updating their system so I don't even look at it anymore. I always ask for insurance and if I get a funny feeling on a stop and I want to verify insurance, I call the number on the back of the card. If they do not have a card I usually, not always, write because if they pull out and kill a family of 4 and I let him/her drive without insurance, that's my a$$. Plus the ticket will go away with a quick fax from the insurance company to the court house.

  6. #16
    Slutty Kitty Owner
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    The last time I was pulled over cop asked for license reg and insurance. I was looking for my insurance and registration and he takes my ID and says he can look up if I have valid insurance and updated reg.

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