I wonder about circumstances like this. What if the guy had life insurance; is the company obligated to pay out? From what I understand, actual suicide is not covered? Agressive acts toward police that result in death should not either, right? After all, it was during the commission of a crime (menacing, brandishing, unlawful use of a weapon, aggravated assault on a police officer, whatever it may be).
My point is, the family should not be rewarded for the trauma that the police have now endured and will continue to over time.
I will not abide this abomination. (1224)
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Answering my own question. Taken from law website; http://www.legalmatch.com/law-librar...e-clauses.html
What Are Some Examples Of Suicides?
If a court finds that a decedent (i.e. person that has died) with an insurance policy has committed suicide, a suicide clause embedded in the life insurance policy will eliminate any recovery under the policy (aside from a refund of premiums paid). Thus, knowing which situations are considered suicides will aid beneficiaries in determining whether they are barred from recovering under a life insurance policy. Such situations include those where:
- Die commiting a "felonious activity": Felonious activity means engaging in any activity that constitutes a felony. Such activity may also include intentionally overdosing on illegal drugs or alcohol or shooting at armed police officers who had arrived to arrest the insured.
- Die intentionally performing acts with a high probability of death: Examples of such situations include playing Russian Roulette (which involves placing a partially loaded revolver to one's head and pulling the trigger), excessively overdosing on drugs known to cause death, and driving while extremely intoxicated.
- Cause their own death in an "obvious manner": In these situations, a decedent is clearly responsible for taking his own life. Examples incude a person shooting himself, driving off a cliff, jumping off a building, hanging himself, etc..
I will not abide this abomination. (1224)
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