I don't have much sympathy for insurance company's. Maybe things have change but I know years past they were making a killing and were living like kings. Obviously they did not save for a raining day and are paying the price now. I got caught up in the Florida Hurricane fiasco's with them. Rates going up 200%, refusing to pay out or making so difficult the frustration gets the best of you.

I personally knew a State Farm agent (he owned the office) and he was making a KILLING! Million dollar + home, 3/4 million dollar boat(s). He constantly had "business" conferences in Hawaii (paid by SF) Multiply that by xxxx agents and see how much money they wasted. He lived a lavish life style and wrote off many expensive weekends, dinners, parties, you name it on the insurance company.