Insurance question (car accident)

[Danimal]

Deleted

[Monky]

It could be as simple as a mistake in the policy number.

If she had a current insurance card and they're already being assholes.. I'd say contact an atty.

[crays]

Counterfeit insurance cards are not uncommon. Did she note the license plate # of the other vehicle?

Hope it's a simple error, as Monky suggested.

Best of luck.

Sent via my Mobile Work Avoidance Device

[Danimal]

Deleted

[Ridge]

Get a copy of the police report, and have her call her insurance and give them the info. It's their job to deal with the other company, not hers.

[Great-Kazoo]

Get a copy of the police report, and have her call her insurance and give them the info. It's their job to deal with the other company, not hers.

The correct answer.

[Dave_L]

The correct answer.

That's only correct if she had full coverage/uninsured motorist property damage.

[Danimal]

Deleted

[DHC]

It is just a real eye opener for me because there really is no real penalty for driving without insurance and the victim is just screwed over. The only way that anything will ever happen to them is if my sister wades through all the paperwork and fights for what looks like will be months all for the slight chance that she might get $1000 out of the deal if the other lady pays any of that. It seems like there is little or no accountability for anything; just give a fake policy and a fake phone number and go about your day like nothing happened.

By C.R.S. (42-4-1409) the penalty for driving without insurance is - first violation should result in a minimum penalty of $500 PLUS four points PLUS suspension of their driver's license until they show proof of insurance.

Following up with the policing agency that wrote the original ticket should result in the offending driver being penalized.

From there, your recourse for damages, including the cost of repairs PLUS any ancillary expenses (missed work, etc.) would need to go through the civil court system. Depending on the total amount of damages, the simplest and most straight-forward would be small claims court. If the damages are significant (such as in a case where medical costs due to injury), then you would file in District Court and probably seek a personal injury attorney to help you. In either case, you care correct that collection on a civil judgment can be difficult - however, be aware there are organizations who will pay you a percentage of your judgment in return for you assigning that judgment to them for collection.

IHTH - and good luck.

[Shootersfab]

ya that seems a little shady...

hope it works out to be nothing tho!