Quote Originally Posted by KestrelBike View Post
My premiums for my personal policy (and I know of one company policy that performed similarly) increased >10% (and I had gone to a GP once the previous year for a ~$100 physical), ostensibly all in order to prepare for obamacare.
Right. I get the assumption. My company's premiums increased by 24% this year. Going back over the past 5 years (excluding this year) showed an average annual increase of 19%.

I'm not defending 'Obamacare' here. I'm of the opinion that we either need to go all in or stay completely out of it. I'm just wondering how policy going into affect 4-6 months from now is affecting operating costs today - aside from your particular provider participating in speculation.

And here is a small business owner pro-tip for those that do provide healthcare benefits: Tell your employees to give you a quote for their health insurance costs after the first of the year. Kill your benefits, and give them a pay raise equal to their annual premium cost under AHA. Granted, not every business can do this, and it might be against your beliefs, but it will save both you and your employee money. At least for year 1 of this thing.