If.gov is strappd for cash, you have to think about what they would go after.

Pensions... They already borrow from Social Security.\

Once that runs out, think they'd seize 401Ks? Yes. and if they did, what would WE do about it? Nothing. And if you did? You would loose.

Default on pensions? Absolutely! What would those folks do about it? Nothing. And if you did? You would loose.

IRAs? Those would be next. Again, see above.

Savings accounts? let me see, other countries have already done this. And the subservient subjects did nothing, because they Could Do Nothing.

Then, the currency collapses, effectively making every deposit everywhere, worthless.