Are you counting on that city, state, fed pension?

[TFOGGER]

I don't count on any kind of retirement. Even my 401Ks that I have I am scared the government will eventually bankrupt and steal it all.... i wish SS would disappear and I could put that money into my safe.

My wife is on PERA, but I have her starting a 401K. PERA does pretty well from what I have seen and listening to my parents who are retired teachers as well.

My wife is a PERA member as well. She has both a 401k and a 457 account. PERA is very close to being insolvent as well.