Credit/Debit card #'s stolen again! **Rant**

[Gman]

Had this happen where our CC # got hit twice in a 1 month period. The wife got inquisitive with the bank about why this might be happening, and they shared, but weren't supposed to, that there was an eatery in the area that they believed had malware on the registers that was doing this. They also stated there was an active investigation. We had an idea of a couple of places that we frequented at the time and we only paid cash there. Have since been back to those establishments and it hasn't happened again.

[BushMasterBoy]

Cash for everything but the gas pumps!

[Great-Kazoo]

Cash for everything but the gas pumps!

Only CASH for everything, unless on the road. Then CC @ pump
That's one of the reasons we do not have debit cards. However my CC was taken for $4k, which the co. covered.

[HoneyBadger]

There is a lot of good advice here about using cash or CC instead of debit, but sometimes it is just unavoidable. For example, my mortgage and loan payments come out of my checking account every month because I'm only allowed (by law) 5 withdrawals per month from my savings. Between those debts, my checking account has several thousand in it at certain times of the month... This terrifies me. I should use my debit card less.

[colorider]

I never use my debit card and no bills are automatically taken out of my account. Call me paranoid, but i don't trust anybody with my account or having access to my money.

[mtnrider]

I have never had it happen to me prior to moving to Colorado. In the past 5 years since I have been here it has happened to me and my wife 3 times! I have no idea if it is just bad luck or if Colorado is a hot bed for CC/identity theft?

/

[RonMexico]

I never use my debit card and no bills are automatically taken out of my account. Call me paranoid, but i don't trust anybody with my account or having access to my money.

I am in the opposite boat. I only use a debit card and have several automatic debts from my account each month.

[Skully]

I never use my debit card and no bills are automatically taken out of my account. Call me paranoid, but i don't trust anybody with my account or having access to my money.

I have never had it happen to me prior to moving to Colorado. In the past 5 years since I have been here it has happened to me and my wife 3 times! I have no idea if it is just bad luck or if Colorado is a hot bed for CC/identity theft?

/

You know I think it is. I get hit at least once a year.

I had a bank associate tell me in a previous hit that they test to see if it works with small purchases then attempt larger ones. Mostly online as to avoid being seen in person to be linked to the stolen number. You think they could easily trace to where the product was shipped to if they were serious about catching these fuckers.

I rarely ever carry cash, and only use my credit/debit cards as credit. I never have automated payments as I agree with Colorider, dont like others to have access to my accounts either. More areas that can be a compromised by hackers.

I am lucky that our banks have been really great when these things happen, always get covered, I am grateful for that at least.

[Madeinhb]

This is why my wife and I have 3 checking accounts. 1 joint account where direct deposits go and we pay bills. Then a checking for me and 1 for her. All I do is transfer money from joint to mine when I need to spend money. If my debit card is stolen, I can live without it, but the joint account is never effected.

[Madeinhb]

Also our credit system should be like Europe with the swipe and pin. In France, when we want to pay at a restaurant or something, the waiter brings over a machine and hands it to you. You put your card in, enter your pin to confirm charge and take card out. Give machine back to waiter. Waiter never touches your card, sees the numbers, etc. also no signatures.