Anybody have kids AND money?

[hurley842002]

wow, are you guys gone pretty much all day 5 days a week? that seems pretty high

That does seem very high..

[blacklabel]

Yeah it does. We pay $600 a month for 40 hours a week of in home daycare.

[encorehunter]

I am lucky so far, but I also have a second full time job. Technically, the two of us have 3 full time jobs. I have been working 100+ hours a week for the last 14 years. My retired father watches our little one, so we save on daycare. We "pay" him $30 per day, 5 days a week. I say "pay" because he won't accept money, so we are putting it into an account so JJ can buy him a very nice Christmas present. When we go out to eat, we only get water to drink. It save $4 just for that, and if they serve big meals, we just get an extra plate and split it. Most of the time, the two of us can go out to eat for under $15, plus the tip.
JJ is only two months old now, but we began purchasing his stuff when we first found out we were pregnant. I began working my butt off paying off all bills I could.
There was another thread on here about how much you could make off of $1k. I started buying gold and silver at garage sales and selling it for scrap. My first investment was just over $3.00 if I remember right. I sold it for over $100, then went buying again. I bought a silverware set for $100, and sold it for $650 in scrap. I took that $650 to buy parts for my mother's camping trailer that was totalled and fixed it. She gave me $5500 for doing 18 hours worth of work, but she got a check for just over $24,000. I used this money to pay off all my CC debt and other little bills I had. Now, there is only my truck and the houses. You have to be willing to do extra work. You may have to spend a little time away from the family to accomplish it, but you have to make the decision to do it. Squirrel away all little amounts you can. We save our change and put it in JJ's account so it will start his savings.

[Dave_L]

http://kdvr.com/2013/11/04/child-car...n-many-states/

In Colorado, care was $12,736 for an infant.

In Colorado center-based care was on average $9,619.

[Great-Kazoo]

Man if we could swing daycare for that much we would be totally set. We're paying upwards of $1,200 a month for our 2 year old, and its about to go up when our daughter is born in December.

Here's a suggestion for you and everyone else with children. Look in to a nanny. My sister back east (nothings cheap) is able to have a in home nanny, till 5-6pm, for way less than $1200 a month, for 2 kids.
There's college girls, and seniors who are available for a very good price with great references.

As hokey as it sounds. Consider the nany forums like a gun forum , for child care. PLUS your children are in your house. This reduces the cross contamination, of an after school scenario.
AND going way out there. if a SHTF happened you know exactly where they are



http://www.babysittersregistry.com/n...mpaign=nannies

http://www.indeed.com/q-Nanny-Share-...,-CO-jobs.html

http://www.sittercity.com/?pc=mnan&u...find-nannies|7

[IceAxe]

Dave Ramsey

Yes it works

[Irving]

Try wearing only vests instead of paying for entire jackets.

[PugnacAutMortem]

wow, are you guys gone pretty much all day 5 days a week? that seems pretty high

Some weeks yes, but we pay $10/hr for in home daycare for our boy 25-35 hours a week.

Yeah it does. We pay $600 a month for 40 hours a week of in home daycare.

Holy crap...tell me about this setup you have please. If we could do something like that we could start really cranking on our debt situation.

[PugnacAutMortem]

Here's a suggestion for you and everyone else with children. Look in to a nanny. My sister back east (nothings cheap) is able to have a in home nanny, till 5-6pm, for way less than $1200 a month, for 2 kids.
There's college girls, and seniors who are available for a very good price with great references.

As hokey as it sounds. Consider the nany forums like a gun forum , for child care. PLUS your children are in your house. This reduces the cross contamination, of an after school scenario.
AND going way out there. if a SHTF happened you know exactly where they are



http://www.babysittersregistry.com/n...mpaign=nannies

http://www.indeed.com/q-Nanny-Share-...,-CO-jobs.html

http://www.sittercity.com/?pc=mnan&u...find-nannies|7

Man we have been looking for a long time, and there's really not any people out there willing to come into your house to watch your kids for less than $10/hr here. But you are right, we definitely want to do in home daycare for our kids. I've never liked daycare facilities...my wife used to work at a couple of them and the stories she has about what they used to tell the teachers to let the kids get away with was astonishing. It might be cheaper to put the kids into a daycare facility...but frankly its worth all of the money I have and more to know that they are safe and cared for when I can't be with them.

[tmleadr03]

Here's a suggestion for you and everyone else with children. Look in to a nanny. My sister back east (nothings cheap) is able to have a in home nanny, till 5-6pm, for way less than $1200 a month, for 2 kids.
There's college girls, and seniors who are available for a very good price with great references.

As hokey as it sounds. Consider the nany forums like a gun forum , for child care. PLUS your children are in your house. This reduces the cross contamination, of an after school scenario.
AND going way out there. if a SHTF happened you know exactly where they are



http://www.babysittersregistry.com/n...mpaign=nannies

http://www.indeed.com/q-Nanny-Share-...,-CO-jobs.html

http://www.sittercity.com/?pc=mnan&u...find-nannies|7

I am actually looking into this now. Even with just one kid it almost makes sense. Especially if I need to work late at the shop some times.