One thing I'm considering is going without after April, and paying the penalty. Deductible is so high I will be paying out of pocket for everything, anyway. Plus, I can sign up right away if anything happens since pre-existing can't be denied coverage. The penalty will be MUCH lower than my premiums, and if anything serious really does happen, I can get signed up right away.
Sounds like a reasonable plan considering all of the other craptastic options. It's too bad good, honest people have to spend time figuring stuff like this out to make ends meet. Who benefits from Obamacare again?
Lessons cost money. Good ones cost lots. -Tony Beets