...which is where the unions are really pissed. A bunch of them had Cadillac plans.
Some folks are healthy enough to opt out and pay the $95 penalty for the first year to see what changes come about next year.
The progressives that built this strategy say they need the young healthy people to pay in to offset for claims by older Americans. They also put in coverage under their parents' plans until age 26...which took them out of the insurance market. Brilliant!
This whole mess is unsustainable. It will come crashing down.