historic firearms or collectible insurance claims?

[kidkl]

I am wondering if anyone who has a historic firearms insurance ( http://www.historicfirearms.com ) have made any claims under your policy? I am looking at replacing an existing homeowners insurance rider and it looks like this will be about 1/2-1/3 the cost for more $$$ coverage. I am just looking for anyone who has had any experience filing a claim. I have done a ton of searching, and I can find people who had historic insurance but not anyone who has mentioned having to make a claim. Just want to make sure that when/if it does come time to make a claim that the saving money now, will not screw me in the future.


Would also be interested in hearing from people who use Collectible (collectinsure.com) about how your claim process went.