Quote Originally Posted by Hound View Post
This was the idea behind Social Security and Medicare (we were suppsed to be creating our own mini pensions) but the Government is squandering these with guidance from the commercial world.
You lost me again with your dislike of the commercial world. You're right, we can't expect SS to payout for us. But that is because of the .gov mishandling it on their own accord, not at the guidance of the commercial world. Private retirement funds will still be paying out long after SS stops. And private commercial retirement funds have a much larger return on investment too. If the gov had actually taken some guidance from the commercial world, maybe SS would be a healthy program.