Quote Originally Posted by Bailey Guns View Post
On the other hand, few people here are old enough to remember a time when you could re-fi (or buy) a home for a little over 3%. Why those rates are so low is another story. But, they've allowed many people to buy a nicer home or substantially lower what they're paying every month for the home they have. So maybe there's some balance.

Or maybe I'm just an optimist.
Some of us remember interest rates @ 15 % [1981] Of course the house was only $25K