Been working with another forum member, my scope is 1/4 clicks. I think I get it now. Drop divided by distance = come up, not just drop at a specific distance = come up, that's where I was confused. Yeah I'm kind of a math dumbass.
I like the JBM ballistics site and will start there, try and make a simple card for some cheap 55gr .223 and burn some up and see if I'm even close and understand the concept.
Thanks.