Quote Originally Posted by stenz View Post
I know this might be a personal question so if it is don't answer.

I'm considering looking at moving and getting a new house. For those of you who are paying a $350,000 mortgage what are you paying? I know it depends on location, down payment, interest rate, etc...

I just want approximate real life numbers and not what some website tells me. I need to know Colorado numbers. Also, if you can tell me if that includes mortgage insurance that would be great.

Thanks!
An online mortgage calculator should pretty much tell you exactly what your payment will be if you know all the variables such as amount of loan, int rate, taxes and insurance. It's always going to vary a small amount because things change such as the daily interest amount and so forth. We're going through a re-fi right now and the online calculators I used were all within a few dollars of what the lender quoted me.

I think you're only required to pay mortgage insurance if you have less than 20% to put down and on certain types of loans (I think VA loans are exempt from this requirement, for example).