The whole healthcare insurance requirement is such a scam perpetrated on us by a corrupt congress in league with insurance companies. I'm old enough to remember when you did not need health insurance except for major needs, you did not use it for getting a physical or a check up or you had a cold or flu. Broken arm, yeah that was when you used it.

The corruption continues and will not end until we get the right people into government. I don't know how but some legislator reform is needed.