It's the old saying "working a job you don't like, to make money you don't have, to buy thing you don't need".
I was making 50K a year (not even that much, thinking of it), but I would wake up at 4:30 AM, see the wife 45 min, be at work by 6:30 AM, never back at home before 7PM, falling asleep by 9PM at the latest...
Commute, traffic, driving out of state, on call on the weekends and, being on salary, same money no matter how much you work.

Now I work literally two blocks from home, 4 days a week, start at 9:30AM.
Yeah, I will have to cut here and there, but my stress level will benefit A LOT!