Firearm insurance

[Spdu4ia]

How many of you carry supplemental insurance just on firearms? I am looking into getting a policy for around $10000 of coverage. I need it to cover the firearm, scopes, and other accesories. I'd prefer not to have to give serial numbers.

Do you recommend using the same company that covers your house (progressive, State Farm, etc) or a specific firearm ins company like the ones endorsed by the NRA?

discuss...

[Bailey Guns]

Off the top of my head, for $10k coverage I'd say just get a rider on your homeowner's policy.

[jerrymrc]

With USAA it comes as a separate policy and gives you another 10% discount on your homeowners.

[Dave_L]

Talk to your insurance agent.

[BladesNBarrels]

Collectibles Insurance Service, www.CollectInsure.com
In the past, had to list each firearm. Now, they only schedule individual firearms over $5,000.
It is a blanket policy for the amount you require.

[mutt]

I use Eastern Insurance. Blanket coverage, no serial numbers or itemization so long as a single item doesn't exceed $10k in value. They cover firearms and the accessories/optics. $10k of coverage should be pretty cheap.

[BlasterBob]

I had my firearms covered by State Farm about ten or twelve years ago, and I had to furnish a description and serial number of each. Then I let it expire and for some more $'s, I bought a nice safe. Worked for me (so far).

[20X11]

With Safeco, all mine are covered with no need to list them separately, nor a separate rider.

[Irving]

With Safeco, all mine are covered with no need to list them separately, nor a separate rider.

There is likely a firearms limit. I would inquire with your agent.

[20X11]

There is likely a firearms limit. I would inquire with your agent.

I verify with my agent every year on renewal. Limited only by my personal property limit, which I review and determine every year.