Yeup, can't have nice things. Fender bender. :(

[gnihcraes]

stupid girl backed into me at mcdonalds. I backed out of my space and was just changing to drive when this twit backs up into me. Wife's new ride, she's not happy.

This girl gets mad at me for taking photos with my phone of the area, her car, her temporary plate which I can barely read through the tinted windows.

She can't find her insurance card and is having someone tell her the information over the phone. (sure) I get a piece of paper and scribbles of information on it.

Screw it, I called PD. I hate to waste their time on a private property thing, but I'm not sure she's insured.

Turns out the girl I'm dealing with wasn't actually driving the vehicle, it was some other teen that's with her. (i didn't actually see who got out of the vehicle, thought it was who I was interacting with)

Now for the hassles of dealing with body shops, loss of time, sucky rental cars.

[TheGrey]

That sucks. I'm glad you weren't hurt, and good for you for calling the cops!

[ray1970]

Nope. Can't have nice things. I guess the only good thing is that even if the other person doesn't have insurance your insurance should take care of it for you. Assuming you have full coverage of course.

[gnihcraes]

yeup. state farm would take care of it, minus deductible and probably would kill my accident forgiveness that is on my account.

told the wife to deal with this one. I'm still dealing with the rear end of my car back in december.

Just hate calling PD for things like this, if she had insurance card in hand, no big deal probably. PD sent us on our way and then took the girls for a chat. Not sure what about. Tons of kids in their car without car seats is my guess.

[Aloha_Shooter]

I know how you feel. I was T-boned (not quite, he hit me just forward of the passenger side front wheel) 9 days after buying my Sebring convertible by a Pakistani who ran his red light (third one in a row he'd run according to witnesses). I told his insurance company that the easiest and cheapest thing for all concerned would be for them to buy a completely identical vehicle at fleet pricing, swap me even, and then sell the car for parts. Nope, they insisted on having it repaired but the car was so new, there weren't any spare front axles to be had (it was that bad). I got to spend nearly three months (all summer!) driving a POS full size rental sedan instead of my nice new convertible while the body shop waited on parts.

Kicker #1: Arsewipe wanted to sue MY cell phone to call his mother.

Kicker #2: Arsewipe tried to plead not guilty to "failure to yield" (2 freaking points! I wanted him charged with reckless driving) so I had to take half a day off work to testify in court.

Some of these fsckheads shouldn't be allowed near a motorized vehicle.

[bryjcom]

Same thing happened to me with my suburban. Be careful how you describe what happened. Technically, you changing gear, would be considered "still in the act of backing" and therefor would be 50/50. Colorado bars recovery in 50/50 cases. So you'd be responsible for your damage and she for her damage.

When it happened to me we were both backing up and the other car sustained damage. She gets out and we both agree that we were backing up and met in the middle. Her husband(Larimer Sheriff deputy) tells her to call the police and when the police arrive her story changes and says that she was stopped and in the process of shifting to drive. Cops tell her that the attorneys will argue that she was still in the "act of backing" and that they have been chewed out by attorneys in the court because they thought different.

When I gave a recorded statement to my insurance(She went after my insurance) my case rep, said basically the same thing.. Both of us were backing and therefor 50/50... Which means she can't recover anything from my insurance..

[gnihcraes]

I'm not perfect, I've caused a couple of accidents myself. None I'm proud of, but always owned up and made sure of having insurance etc.

Just frustrating. Now to figure out who does the repair work, dealer or third party? Third party shop has treated me well on other repairs, but they are backed up about 8 weeks usually.

[gnihcraes]

Same thing happened to me with my suburban. Be careful how you describe what happened. Technically, you changing gear, would be considered "still in the act of backing" and therefor would be 50/50. Colorado bars recovery in 50/50 cases. So you'd be responsible for your damage and she for her damage.

When it happened to me we were both backing up and the other car sustained damage. She gets out and we both agree that we were backing up and met in the middle. Her husband(Larimer Sheriff deputy) tells her to call the police and when the police arrive her story changes and says that she was stopped and in the process of shifting to drive. Cops tell her that the attorneys will argue that she was still in the "act of backing" and that they have been chewed out by attorneys in the court because they thought different.

When I gave a recorded statement to my insurance(She went after my insurance) my case rep, said basically the same thing.. Both of us were backing and therefor 50/50... Which means she can't recover anything from my insurance..

yep, interesting. we'll see what happens, she kept saying it was her fault etc. I was already out of my space and heading down the lane. Typically in colorado backup accidents are mutual. as you say 50/50.

[brutal]

Doesn't matter much when the witnesses lie.

My wife had backed out and was already in D but with her foot still on the brake when another backed into her. The two in the other car claimed she was still backing so 50/50. Corksoakers.

To me, lying for financial gain, or to cause another financial loss, is paramount to theft - and we all know how we all feel about thieves.

[Irving]

What Brycom says is exactly true. You did well ceiling the police as it's important to identify the driver. Point of impact can be argued in your favor.