Hail NO!

[Monky]

Ahhhhhh. I see now. Nationwide used to have an endorsement that allows you to use the highest deductible to cover all the damages to property covered on each policy, given that the same event caused all the damages (like hail, tornado, hurricane, etc). So in this case, your $1,500 homeowners deductible would have been applied, but not the other two. *This is not an endorsement for Nationwide as I have not worked there for years and don't know if this endorsement still exists. Also, Nationwide can blow me.*

How'd that bad faith thing work out irv?

Nationwide is doing right by me after a call to their lead council.


Sent by a free-range electronic weasel, with no sense of personal space.

[Irving]

It was just a bunch of BS like I suspected. Dirty low down contractor that ended up getting what he wanted in the end, only to have the company change policies a few days later. Now this guy is going to be running around saying how he single handedly changed the industry...

[brutal]

If only marble sized you are likely okay.

I've got hail damage on the roof of my truck, but I'm not sure exactly when it occurred. Mostly because it sits parked outside and I had been traveling a lot for work and not using it.

Am I right in understanding that if any storm in the last six months produced damage, I am safe making a claim?

[Irving]

Oh let me clear that up, marble sized is not likely to damage a roof shingle. I don't have experience with hail on vehicles. As to your question, you are okay to turn on a claim as long as the storm occured during your policy period. It's a good idea to have an approximate when (and where for a vehicle) when you call.

[TheGrey]

It came down pretty ferociously. We were lucky here; marble-sized hail and/or the bigger kind that just splats when it finally strikes something.

This BETTER not result in a bumper crop of roofing contractors. My new roof still has a shine on it.

[Irving]

This BETTER not result in a bumper crop of roofing contractors. My new roof still has a shine on it.

Am I reading this to mean that I should NOT go through the pile of business cards I've kept from nearly every single contractor (mostly roofers) I've met over the past 12 months, and start sending the ones I didn't get along with your way?

[Skip]

Is your new roof IR (Impact Resistant)? Got hammered last year at the house and the wife's condo. This round shouldn't have been big enough to do much damage.

Yes it is--Malarkey.

I had class four Owens Corning before that and it didn't hold up well at all. One hail storm and it was totaled.

[Irving]

From what I understand from people in the industry, early impact resistant stuff was a joke, but the newer stuff is getting better.

[TFOGGER]

We went with standing seam metal for that very reason. At least if we have significant hail damage, it'll be easy to see.

[Monky]

I get to pick out a bunch of that stuff on Friday.. the fun begins.

WhyTF do they make me go through the rigmarole of sending the god damned check to my mortgage people... it's stupid. They're not going to verify my actually getting the work done.