Largest health insurer on Colorado exchange collapses

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[snip]

People's plans are being gutted, their benefits are reduced, and their choices removed. Don't give me the whole "who could price match insurance?" That's a straw man argument. People used to have a far greater selection among doctors in their plans. That's no longer the case. Now it seems that the choice is between "one or none."

[snip]

This is the way I see it as well. The ACA was designed to consolidate the insurers who consolidate the providers. It's a giant pyramid with Barack Hussein Obama at the top pissing on everyone else.

In a true market we have this ability. And prices tied to market rates which would make insurance less of a necessity for basic care. But once gov gets involved with cost shifting, mandatory contract rates, and mandatory treatment laws, all bets are off.

Insurers and FedGov are the middle-men of healthcare and they need every cent from payers.

[Zundfolge]

The ACA was designed to consolidate the insurers who consolidate the providers. It's a giant pyramid with Barack Hussein Obama at the top pissing on everyone else.

I think the idea is to make it so bad that the people BEG for the slavery of a Marxist run healthcare system like the British NHS. Only after we get it and people start dying on waiting lists will people realize how badly we've been lied to.

Any replacement for the ACA that isn't 110% free market driven is going to fail.

[Bailey Guns]

I am so lucky. I have good insurance from work and the premiums only went up 3% this year. But the good news, I opted for the High Deductible plan last year and the deductible was over $3000. This year the same HD plan has a $1750 deductible. For ALL my benefits I pay a whopping $12 per month...BCBS health plan, dental, vision, life ins for me and wife and short term disability. I put about $750 per year into an HSA and that rolls over year after year.

I don't know how my company has dodged the ACA bullet but so far we have...knock on wood.

[TheGrey]

Sounds like you've got the holy grail of insurance plans!

[Bailey Guns]

Sounds like you've got the holy grail of insurance plans!

I don't know if the plan is really any better than any other...I just don't have to pay much for it.

[brutal]

We are blessed that my wife works for a self-insured hospital group. We have a reasonable monthly copay and they contribute the funds to our HSA as part of the benefits package.

My employer's insurance offerings, given we have around 1,000 employees, is much less affordable and has significant out of pocket costs in addition to the high copays.

[TRnCO]

And it just gets better. Just heard on the news the other day that there is a push to get a ballot initiative pushed through so that Colorado residents can vote for, or against, a state run single payer health care system and if I remember right, the pushers for it said something like they would only need to add a 10% tax on each pay check to cover it. What a deal. Yes, it is a democrat pushing for it.

[Zundfolge]

And it just gets better. Just heard on the news the other day that there is a push to get a ballot initiative pushed through so that Colorado residents can vote for, or against, a state run single payer health care system and if I remember right, the pushers for it said something like they would only need to add a 10% tax on each pay check to cover it. What a deal. Yes, it is a democrat pushing for it.

yep

https://www.ar-15.co/threads/152062-...le-payer-in-16

[Great-Kazoo]

And it just gets better. Just heard on the news the other day that there is a push to get a ballot initiative pushed through so that Colorado residents can vote for, or against, a state run single payer health care system and if I remember right, the pushers for it said something like they would only need to add a 10% tax on each pay check to cover it. What a deal. Yes, it is a democrat pushing for it.

They have the signatures, it will be on the ballot. The real question and test for "us" is. IF the "single payer" passes. What does that say about CO?

[Zundfolge]

IF the "single payer" passes. What does that say about CO?

It means one of two things (bad things) 1) The demographics of Colorado have shifted into way left California territory or 2) The new mail-in-only ballot system mean any election can be rigged with little effort.