This is the way I see it as well. The ACA was designed to consolidate the insurers who consolidate the providers. It's a giant pyramid with Barack Hussein Obama at the top pissing on everyone else.
In a true market we have this ability. And prices tied to market rates which would make insurance less of a necessity for basic care. But once gov gets involved with cost shifting, mandatory contract rates, and mandatory treatment laws, all bets are off.
Insurers and FedGov are the middle-men of healthcare and they need every cent from payers.






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