Car insurance question?

[BlasterBob]

After just moving out of Colorado to Illinois, the vehicle insurance is MUCH less expensive here in IL.

[Irving]

Did the responding officer ticket the UI driver. Did the responding officer impound said vehicle since it wasn't insured? Or is impounding a vehicle no longer allowed under the guise of it being racist.

Even if the officer did all of those things, he may have been able to do so without any indication of who was at fault for the accident. So even if that stuff happened, may not be helpful to OP with respect to being evidence against the other guy as far as liability.

[Ronin13]

While i recognize the SARCASM. Him and every other ambulance chaser who runs ads on the tely are nothing but scam artist . OH No is someone going to sue me??

FIRST AMENDMENT !!!!

Only two ways of getting rich: win the lottery, or sue some poor sap.

Did the responding officer ticket the UI driver. Did the responding officer impound said vehicle since it wasn't insured? Or is impounding a vehicle no longer allowed under the guise of it being racist.

You can impound for NPOI, but it's not usually the case. More likely than not, if the vehicle is damaged to render it unsafe, it can be towed. Best course of action, hire an attorney and go after the uninsured guy... but then there is that old adage: You can't squeeze blood from a turnip.

[stenz]

This happened to my sister in law. The uninsured driver received a summons.

I'm not sure what her insurance carries but if she has basic full coverage insurance all she's going to have topay is her deductible correct?

[Ronin13]

This happened to my sister in law. The uninsured driver received a summons.

I'm not sure what her insurance carries but if she has basic full coverage insurance all she's going to have topay is her deductible correct?

And said summons will result in a fine, possibly some sort of minor punitive sanction at most. And yes, just deductible.

[Irving]

Yes, that will more than likely be correct. Any injuries? Is she okay?

[Bailey Guns]

Officers can also issue a form (don't recall what it is) that basically suspends the UI driver's license on the spot. They're given a form that allows them 7 days (I think that's correct) to file for DMV review. It's almost the same as a DUI revocation notice.

[Monky]

Well looks like Dave and Irv have it covered here..

I'll just sit back and wait for an ambulance to drive by..

[esizer]

Only two ways of getting rich: win the lottery, or sue some poor sap.

You can impound for NPOI, but it's not usually the case. More likely than not, if the vehicle is damaged to render it unsafe, it can be towed. Best course of action, hire an attorney and go after the uninsured guy... but then there is that old adage: You can't squeeze blood from a turnip.

No need to hire an attorney unless you have a shit insurance company. You can allow them to subrogate and they'll represent your claim.

[Irving]

Well looks like Dave and Irv have it covered here..

I'll just sit back and wait for an ambulance to drive by..

You'll have a better shot if you wait by an intersection with a questionable left turn.